LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,404
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$28,256
−HK$866/mo
Today · 4.125%
HK$29,122
baseline
▲ 0.50% · 4.625%
HK$30,894
+HK$1,772/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$58,244/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$450,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,486
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$31,304
−HK$830/mo
Today · 4.125%
HK$32,134
baseline
▲ 0.50% · 4.625%
HK$33,827
+HK$1,693/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$64,268/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$450,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,885
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,907
−HK$1,040/mo
Today · 4.125%
HK$34,947
baseline
▲ 0.50% · 4.625%
HK$37,073
+HK$2,126/mo
Deposit HK$4.81M · loan HK$7.21M · min. income ≈ HK$69,894/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$450,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,584
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,565
−HK$995/mo
Today · 4.125%
HK$38,560
baseline
▲ 0.50% · 4.625%
HK$40,593
+HK$2,033/mo
Deposit HK$4.81M · loan HK$7.21M · min. income ≈ HK$77,120/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$450,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,365
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,559
−HK$1,212/mo
Today · 4.125%
HK$40,771
baseline
▲ 0.50% · 4.625%
HK$43,252
+HK$2,481/mo
Deposit HK$3.61M · loan HK$8.41M · min. income ≈ HK$81,542/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$450,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,681
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$43,826
−HK$1,161/mo
Today · 4.125%
HK$44,987
baseline
▲ 0.50% · 4.625%
HK$47,358
+HK$2,371/mo
Deposit HK$3.61M · loan HK$8.41M · min. income ≈ HK$89,974/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$450,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,327
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$50,861
−HK$1,559/mo
Today · 4.125%
HK$52,420
baseline
▲ 0.50% · 4.625%
HK$55,610
+HK$3,190/mo
Deposit HK$1.20M · loan HK$10.82M · min. income ≈ HK$104,840/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,876
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$56,347
−HK$1,493/mo
Today · 4.125%
HK$57,840
baseline
▲ 0.50% · 4.625%
HK$60,889
+HK$3,049/mo
Deposit HK$1.20M · loan HK$10.82M · min. income ≈ HK$115,680/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,671 · Scale 2, in force from 26 Feb 2026)