LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,405
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$28,258
−HK$866/mo
Today · 4.125%
HK$29,124
baseline
▲ 0.50% · 4.625%
HK$30,896
+HK$1,772/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$58,248/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$450,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,488
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,306
−HK$829/mo
Today · 4.125%
HK$32,135
baseline
▲ 0.50% · 4.625%
HK$33,829
+HK$1,694/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$64,270/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$450,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,887
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,910
−HK$1,039/mo
Today · 4.125%
HK$34,949
baseline
▲ 0.50% · 4.625%
HK$37,075
+HK$2,126/mo
Deposit HK$4.81M · loan HK$7.21M · min. income ≈ HK$69,898/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$450,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,586
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$37,567
−HK$996/mo
Today · 4.125%
HK$38,563
baseline
▲ 0.50% · 4.625%
HK$40,595
+HK$2,032/mo
Deposit HK$4.81M · loan HK$7.21M · min. income ≈ HK$77,126/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$450,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,368
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,561
−HK$1,213/mo
Today · 4.125%
HK$40,774
baseline
▲ 0.50% · 4.625%
HK$43,255
+HK$2,481/mo
Deposit HK$3.61M · loan HK$8.41M · min. income ≈ HK$81,548/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$450,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,684
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$43,828
−HK$1,162/mo
Today · 4.125%
HK$44,990
baseline
▲ 0.50% · 4.625%
HK$47,361
+HK$2,371/mo
Deposit HK$3.61M · loan HK$8.41M · min. income ≈ HK$89,980/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$450,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,330
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$50,864
−HK$1,559/mo
Today · 4.125%
HK$52,423
baseline
▲ 0.50% · 4.625%
HK$55,613
+HK$3,190/mo
Deposit HK$1.20M · loan HK$10.82M · min. income ≈ HK$104,846/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,879
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$56,351
−HK$1,493/mo
Today · 4.125%
HK$57,844
baseline
▲ 0.50% · 4.625%
HK$60,893
+HK$3,049/mo
Deposit HK$1.20M · loan HK$10.82M · min. income ≈ HK$115,688/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,698 · Scale 2, in force from 26 Feb 2026)