LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,406
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$28,259
−HK$866/mo
Today · 4.125%
HK$29,125
baseline
▲ 0.50% · 4.625%
HK$30,897
+HK$1,772/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$58,250/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$450,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,489
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$31,307
−HK$830/mo
Today · 4.125%
HK$32,137
baseline
▲ 0.50% · 4.625%
HK$33,831
+HK$1,694/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$64,274/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$450,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,888
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,911
−HK$1,039/mo
Today · 4.125%
HK$34,950
baseline
▲ 0.50% · 4.625%
HK$37,077
+HK$2,127/mo
Deposit HK$4.81M · loan HK$7.21M · min. income ≈ HK$69,900/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$450,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,587
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$37,569
−HK$995/mo
Today · 4.125%
HK$38,564
baseline
▲ 0.50% · 4.625%
HK$40,597
+HK$2,033/mo
Deposit HK$4.81M · loan HK$7.21M · min. income ≈ HK$77,128/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$450,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,369
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,563
−HK$1,212/mo
Today · 4.125%
HK$40,775
baseline
▲ 0.50% · 4.625%
HK$43,256
+HK$2,481/mo
Deposit HK$3.61M · loan HK$8.41M · min. income ≈ HK$81,550/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$450,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,685
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$43,830
−HK$1,161/mo
Today · 4.125%
HK$44,991
baseline
▲ 0.50% · 4.625%
HK$47,363
+HK$2,372/mo
Deposit HK$3.61M · loan HK$8.41M · min. income ≈ HK$89,982/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$450,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,332
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$50,866
−HK$1,559/mo
Today · 4.125%
HK$52,425
baseline
▲ 0.50% · 4.625%
HK$55,615
+HK$3,190/mo
Deposit HK$1.20M · loan HK$10.82M · min. income ≈ HK$104,850/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,881
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$56,353
−HK$1,493/mo
Today · 4.125%
HK$57,846
baseline
▲ 0.50% · 4.625%
HK$60,895
+HK$3,049/mo
Deposit HK$1.20M · loan HK$10.82M · min. income ≈ HK$115,692/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,714 · Scale 2, in force from 26 Feb 2026)