LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,409
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$28,261
−HK$867/mo
Today · 4.125%
HK$29,128
baseline
▲ 0.50% · 4.625%
HK$30,900
+HK$1,772/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$58,256/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$450,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,492
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,310
−HK$829/mo
Today · 4.125%
HK$32,139
baseline
▲ 0.50% · 4.625%
HK$33,833
+HK$1,694/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$64,278/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$450,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,891
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,914
−HK$1,039/mo
Today · 4.125%
HK$34,953
baseline
▲ 0.50% · 4.625%
HK$37,080
+HK$2,127/mo
Deposit HK$4.81M · loan HK$7.21M · min. income ≈ HK$69,906/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$450,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,590
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$37,572
−HK$995/mo
Today · 4.125%
HK$38,567
baseline
▲ 0.50% · 4.625%
HK$40,600
+HK$2,033/mo
Deposit HK$4.81M · loan HK$7.21M · min. income ≈ HK$77,134/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$450,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,372
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$39,566
−HK$1,213/mo
Today · 4.125%
HK$40,779
baseline
▲ 0.50% · 4.625%
HK$43,260
+HK$2,481/mo
Deposit HK$3.61M · loan HK$8.41M · min. income ≈ HK$81,558/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$450,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,689
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$43,834
−HK$1,161/mo
Today · 4.125%
HK$44,995
baseline
▲ 0.50% · 4.625%
HK$47,367
+HK$2,372/mo
Deposit HK$3.61M · loan HK$8.41M · min. income ≈ HK$89,990/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$450,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,336
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$50,870
−HK$1,560/mo
Today · 4.125%
HK$52,430
baseline
▲ 0.50% · 4.625%
HK$55,620
+HK$3,190/mo
Deposit HK$1.20M · loan HK$10.82M · min. income ≈ HK$104,860/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,886
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$56,358
−HK$1,493/mo
Today · 4.125%
HK$57,851
baseline
▲ 0.50% · 4.625%
HK$60,900
+HK$3,049/mo
Deposit HK$1.20M · loan HK$10.82M · min. income ≈ HK$115,702/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,752 · Scale 2, in force from 26 Feb 2026)