LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,410
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$28,263
−HK$866/mo
Today · 4.125%
HK$29,129
baseline
▲ 0.50% · 4.625%
HK$30,902
+HK$1,773/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$58,258/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$450,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,494
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,312
−HK$829/mo
Today · 4.125%
HK$32,141
baseline
▲ 0.50% · 4.625%
HK$33,836
+HK$1,695/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$64,282/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$450,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,893
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,916
−HK$1,039/mo
Today · 4.125%
HK$34,955
baseline
▲ 0.50% · 4.625%
HK$37,082
+HK$2,127/mo
Deposit HK$4.81M · loan HK$7.21M · min. income ≈ HK$69,910/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$450,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,593
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$37,574
−HK$996/mo
Today · 4.125%
HK$38,570
baseline
▲ 0.50% · 4.625%
HK$40,603
+HK$2,033/mo
Deposit HK$4.81M · loan HK$7.21M · min. income ≈ HK$77,140/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$450,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,375
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,568
−HK$1,213/mo
Today · 4.125%
HK$40,781
baseline
▲ 0.50% · 4.625%
HK$43,262
+HK$2,481/mo
Deposit HK$3.61M · loan HK$8.41M · min. income ≈ HK$81,562/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$450,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,691
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$43,836
−HK$1,162/mo
Today · 4.125%
HK$44,998
baseline
▲ 0.50% · 4.625%
HK$47,370
+HK$2,372/mo
Deposit HK$3.61M · loan HK$8.41M · min. income ≈ HK$89,996/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$450,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,339
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$50,873
−HK$1,560/mo
Today · 4.125%
HK$52,433
baseline
▲ 0.50% · 4.625%
HK$55,623
+HK$3,190/mo
Deposit HK$1.20M · loan HK$10.82M · min. income ≈ HK$104,866/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,889
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$56,361
−HK$1,493/mo
Today · 4.125%
HK$57,854
baseline
▲ 0.50% · 4.625%
HK$60,904
+HK$3,050/mo
Deposit HK$1.20M · loan HK$10.82M · min. income ≈ HK$115,708/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,779 · Scale 2, in force from 26 Feb 2026)