LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,413
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$28,265
−HK$867/mo
Today · 4.125%
HK$29,132
baseline
▲ 0.50% · 4.625%
HK$30,904
+HK$1,772/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$58,264/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$450,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,496
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$31,314
−HK$830/mo
Today · 4.125%
HK$32,144
baseline
▲ 0.50% · 4.625%
HK$33,838
+HK$1,694/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$64,288/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$450,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,895
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$33,918
−HK$1,040/mo
Today · 4.125%
HK$34,958
baseline
▲ 0.50% · 4.625%
HK$37,085
+HK$2,127/mo
Deposit HK$4.81M · loan HK$7.21M · min. income ≈ HK$69,916/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$450,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,596
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$37,577
−HK$996/mo
Today · 4.125%
HK$38,573
baseline
▲ 0.50% · 4.625%
HK$40,606
+HK$2,033/mo
Deposit HK$4.81M · loan HK$7.21M · min. income ≈ HK$77,146/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$450,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,378
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,572
−HK$1,212/mo
Today · 4.125%
HK$40,784
baseline
▲ 0.50% · 4.625%
HK$43,266
+HK$2,482/mo
Deposit HK$3.61M · loan HK$8.42M · min. income ≈ HK$81,568/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$450,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,695
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$43,840
−HK$1,162/mo
Today · 4.125%
HK$45,002
baseline
▲ 0.50% · 4.625%
HK$47,374
+HK$2,372/mo
Deposit HK$3.61M · loan HK$8.42M · min. income ≈ HK$90,004/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$450,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,343
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$50,878
−HK$1,559/mo
Today · 4.125%
HK$52,437
baseline
▲ 0.50% · 4.625%
HK$55,628
+HK$3,191/mo
Deposit HK$1.20M · loan HK$10.82M · min. income ≈ HK$104,874/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,893
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$56,366
−HK$1,493/mo
Today · 4.125%
HK$57,859
baseline
▲ 0.50% · 4.625%
HK$60,909
+HK$3,050/mo
Deposit HK$1.20M · loan HK$10.82M · min. income ≈ HK$115,718/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,817 · Scale 2, in force from 26 Feb 2026)