LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,416
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$28,268
−HK$867/mo
Today · 4.125%
HK$29,135
baseline
▲ 0.50% · 4.625%
HK$30,908
+HK$1,773/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$58,270/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$450,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,500
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,317
−HK$830/mo
Today · 4.125%
HK$32,147
baseline
▲ 0.50% · 4.625%
HK$33,842
+HK$1,695/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$64,294/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$450,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,899
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$33,922
−HK$1,040/mo
Today · 4.125%
HK$34,962
baseline
▲ 0.50% · 4.625%
HK$37,089
+HK$2,127/mo
Deposit HK$4.81M · loan HK$7.21M · min. income ≈ HK$69,924/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$450,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,599
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$37,581
−HK$996/mo
Today · 4.125%
HK$38,577
baseline
▲ 0.50% · 4.625%
HK$40,610
+HK$2,033/mo
Deposit HK$4.81M · loan HK$7.21M · min. income ≈ HK$77,154/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$450,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,382
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$39,576
−HK$1,213/mo
Today · 4.125%
HK$40,789
baseline
▲ 0.50% · 4.625%
HK$43,271
+HK$2,482/mo
Deposit HK$3.61M · loan HK$8.42M · min. income ≈ HK$81,578/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$450,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,699
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$43,844
−HK$1,162/mo
Today · 4.125%
HK$45,006
baseline
▲ 0.50% · 4.625%
HK$47,379
+HK$2,373/mo
Deposit HK$3.61M · loan HK$8.42M · min. income ≈ HK$90,012/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$450,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,348
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$50,883
−HK$1,560/mo
Today · 4.125%
HK$52,443
baseline
▲ 0.50% · 4.625%
HK$55,634
+HK$3,191/mo
Deposit HK$1.20M · loan HK$10.82M · min. income ≈ HK$104,886/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,899
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$56,371
−HK$1,494/mo
Today · 4.125%
HK$57,865
baseline
▲ 0.50% · 4.625%
HK$60,915
+HK$3,050/mo
Deposit HK$1.20M · loan HK$10.82M · min. income ≈ HK$115,730/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,863 · Scale 2, in force from 26 Feb 2026)