LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,419
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,272
−HK$867/mo
Today · 4.125%
HK$29,139
baseline
▲ 0.50% · 4.625%
HK$30,912
+HK$1,773/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$58,278/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$450,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,504
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$31,322
−HK$830/mo
Today · 4.125%
HK$32,152
baseline
▲ 0.50% · 4.625%
HK$33,847
+HK$1,695/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$64,304/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$450,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,903
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,927
−HK$1,040/mo
Today · 4.125%
HK$34,967
baseline
▲ 0.50% · 4.625%
HK$37,094
+HK$2,127/mo
Deposit HK$4.81M · loan HK$7.21M · min. income ≈ HK$69,934/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$450,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,605
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$37,586
−HK$996/mo
Today · 4.125%
HK$38,582
baseline
▲ 0.50% · 4.625%
HK$40,616
+HK$2,034/mo
Deposit HK$4.81M · loan HK$7.21M · min. income ≈ HK$77,164/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$450,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,387
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$39,581
−HK$1,213/mo
Today · 4.125%
HK$40,794
baseline
▲ 0.50% · 4.625%
HK$43,277
+HK$2,483/mo
Deposit HK$3.61M · loan HK$8.42M · min. income ≈ HK$81,588/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$450,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,705
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$43,851
−HK$1,162/mo
Today · 4.125%
HK$45,013
baseline
▲ 0.50% · 4.625%
HK$47,385
+HK$2,372/mo
Deposit HK$3.61M · loan HK$8.42M · min. income ≈ HK$90,026/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$450,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,355
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$50,890
−HK$1,560/mo
Today · 4.125%
HK$52,450
baseline
▲ 0.50% · 4.625%
HK$55,641
+HK$3,191/mo
Deposit HK$1.20M · loan HK$10.82M · min. income ≈ HK$104,900/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,907
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$56,379
−HK$1,494/mo
Today · 4.125%
HK$57,873
baseline
▲ 0.50% · 4.625%
HK$60,924
+HK$3,051/mo
Deposit HK$1.20M · loan HK$10.82M · min. income ≈ HK$115,746/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,926 · Scale 2, in force from 26 Feb 2026)