LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,420
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,273
−HK$867/mo
Today · 4.125%
HK$29,140
baseline
▲ 0.50% · 4.625%
HK$30,913
+HK$1,773/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$58,280/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$450,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,505
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$31,323
−HK$830/mo
Today · 4.125%
HK$32,153
baseline
▲ 0.50% · 4.625%
HK$33,847
+HK$1,694/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$64,306/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$450,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,904
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$33,928
−HK$1,039/mo
Today · 4.125%
HK$34,967
baseline
▲ 0.50% · 4.625%
HK$37,095
+HK$2,128/mo
Deposit HK$4.81M · loan HK$7.21M · min. income ≈ HK$69,934/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$450,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,605
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$37,587
−HK$996/mo
Today · 4.125%
HK$38,583
baseline
▲ 0.50% · 4.625%
HK$40,617
+HK$2,034/mo
Deposit HK$4.81M · loan HK$7.21M · min. income ≈ HK$77,166/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$450,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,388
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$39,582
−HK$1,213/mo
Today · 4.125%
HK$40,795
baseline
▲ 0.50% · 4.625%
HK$43,278
+HK$2,483/mo
Deposit HK$3.61M · loan HK$8.42M · min. income ≈ HK$81,590/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$450,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,706
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$43,852
−HK$1,162/mo
Today · 4.125%
HK$45,014
baseline
▲ 0.50% · 4.625%
HK$47,386
+HK$2,372/mo
Deposit HK$3.61M · loan HK$8.42M · min. income ≈ HK$90,028/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$450,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,356
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$50,891
−HK$1,560/mo
Today · 4.125%
HK$52,451
baseline
▲ 0.50% · 4.625%
HK$55,643
+HK$3,192/mo
Deposit HK$1.20M · loan HK$10.82M · min. income ≈ HK$104,902/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,908
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$56,381
−HK$1,494/mo
Today · 4.125%
HK$57,875
baseline
▲ 0.50% · 4.625%
HK$60,925
+HK$3,050/mo
Deposit HK$1.20M · loan HK$10.82M · min. income ≈ HK$115,750/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,937 · Scale 2, in force from 26 Feb 2026)