LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,423
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,276
−HK$867/mo
Today · 4.125%
HK$29,143
baseline
▲ 0.50% · 4.625%
HK$30,916
+HK$1,773/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$58,286/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$450,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,508
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$31,326
−HK$830/mo
Today · 4.125%
HK$32,156
baseline
▲ 0.50% · 4.625%
HK$33,851
+HK$1,695/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$64,312/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$450,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,908
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$33,931
−HK$1,040/mo
Today · 4.125%
HK$34,971
baseline
▲ 0.50% · 4.625%
HK$37,099
+HK$2,128/mo
Deposit HK$4.81M · loan HK$7.22M · min. income ≈ HK$69,942/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$450,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,610
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$37,591
−HK$997/mo
Today · 4.125%
HK$38,588
baseline
▲ 0.50% · 4.625%
HK$40,622
+HK$2,034/mo
Deposit HK$4.81M · loan HK$7.22M · min. income ≈ HK$77,176/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$450,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,392
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$39,587
−HK$1,213/mo
Today · 4.125%
HK$40,800
baseline
▲ 0.50% · 4.625%
HK$43,283
+HK$2,483/mo
Deposit HK$3.61M · loan HK$8.42M · min. income ≈ HK$81,600/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$450,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,711
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$43,857
−HK$1,162/mo
Today · 4.125%
HK$45,019
baseline
▲ 0.50% · 4.625%
HK$47,392
+HK$2,373/mo
Deposit HK$3.61M · loan HK$8.42M · min. income ≈ HK$90,038/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$450,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,362
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$50,897
−HK$1,560/mo
Today · 4.125%
HK$52,457
baseline
▲ 0.50% · 4.625%
HK$55,649
+HK$3,192/mo
Deposit HK$1.20M · loan HK$10.82M · min. income ≈ HK$104,914/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,914
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$56,387
−HK$1,494/mo
Today · 4.125%
HK$57,881
baseline
▲ 0.50% · 4.625%
HK$60,932
+HK$3,051/mo
Deposit HK$1.20M · loan HK$10.82M · min. income ≈ HK$115,762/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$450,989 · Scale 2, in force from 26 Feb 2026)