LTV · monthly repayment
▼ 0.50% · 3.625%
HK$274,236
−HK$17,197/mo
▼ 0.25% · 3.875%
HK$282,766
−HK$8,667/mo
Today · 4.125%
HK$291,433
baseline
▲ 0.50% · 4.625%
HK$309,166
+HK$17,733/mo
Deposit HK$60.13M · loan HK$60.13M · min. income ≈ HK$582,866/mo (50% DSR)
Upfront cash ≈ HK$67.95M (deposit + AVD stamp duty HK$7,817,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,084
−HK$16,483/mo
▼ 0.25% · 3.875%
HK$313,267
−HK$8,300/mo
Today · 4.125%
HK$321,567
baseline
▲ 0.50% · 4.625%
HK$338,517
+HK$16,950/mo
Deposit HK$60.13M · loan HK$60.13M · min. income ≈ HK$643,134/mo (50% DSR)
Upfront cash ≈ HK$67.95M (deposit + AVD stamp duty HK$7,817,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$329,083
−HK$20,636/mo
▼ 0.25% · 3.875%
HK$339,319
−HK$10,400/mo
Today · 4.125%
HK$349,719
baseline
▲ 0.50% · 4.625%
HK$370,999
+HK$21,280/mo
Deposit HK$48.11M · loan HK$72.16M · min. income ≈ HK$699,438/mo (50% DSR)
Upfront cash ≈ HK$55.92M (deposit + AVD stamp duty HK$7,817,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$366,101
−HK$19,780/mo
▼ 0.25% · 3.875%
HK$375,920
−HK$9,961/mo
Today · 4.125%
HK$385,881
baseline
▲ 0.50% · 4.625%
HK$406,221
+HK$20,340/mo
Deposit HK$48.11M · loan HK$72.16M · min. income ≈ HK$771,762/mo (50% DSR)
Upfront cash ≈ HK$55.92M (deposit + AVD stamp duty HK$7,817,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$383,930
−HK$24,076/mo
▼ 0.25% · 3.875%
HK$395,872
−HK$12,134/mo
Today · 4.125%
HK$408,006
baseline
▲ 0.50% · 4.625%
HK$432,832
+HK$24,826/mo
Deposit HK$36.08M · loan HK$84.19M · min. income ≈ HK$816,012/mo (50% DSR)
Upfront cash ≈ HK$43.90M (deposit + AVD stamp duty HK$7,817,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$427,118
−HK$23,076/mo
▼ 0.25% · 3.875%
HK$438,573
−HK$11,621/mo
Today · 4.125%
HK$450,194
baseline
▲ 0.50% · 4.625%
HK$473,924
+HK$23,730/mo
Deposit HK$36.08M · loan HK$84.19M · min. income ≈ HK$900,388/mo (50% DSR)
Upfront cash ≈ HK$43.90M (deposit + AVD stamp duty HK$7,817,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$493,624
−HK$30,955/mo
▼ 0.25% · 3.875%
HK$508,979
−HK$15,600/mo
Today · 4.125%
HK$524,579
baseline
▲ 0.50% · 4.625%
HK$556,498
+HK$31,919/mo
Deposit HK$12.03M · loan HK$108.24M · min. income ≈ HK$1,049,158/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$7,817,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$549,152
−HK$29,669/mo
▼ 0.25% · 3.875%
HK$563,880
−HK$14,941/mo
Today · 4.125%
HK$578,821
baseline
▲ 0.50% · 4.625%
HK$609,331
+HK$30,510/mo
Deposit HK$12.03M · loan HK$108.24M · min. income ≈ HK$1,157,642/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$7,817,241 · Scale 2, in force from 26 Feb 2026)