LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,425
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,278
−HK$867/mo
Today · 4.125%
HK$29,145
baseline
▲ 0.50% · 4.625%
HK$30,918
+HK$1,773/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$58,290/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$451,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,510
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$31,328
−HK$830/mo
Today · 4.125%
HK$32,158
baseline
▲ 0.50% · 4.625%
HK$33,853
+HK$1,695/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$64,316/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$451,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,910
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,933
−HK$1,041/mo
Today · 4.125%
HK$34,974
baseline
▲ 0.50% · 4.625%
HK$37,102
+HK$2,128/mo
Deposit HK$4.81M · loan HK$7.22M · min. income ≈ HK$69,948/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$451,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,612
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$37,594
−HK$996/mo
Today · 4.125%
HK$38,590
baseline
▲ 0.50% · 4.625%
HK$40,624
+HK$2,034/mo
Deposit HK$4.81M · loan HK$7.22M · min. income ≈ HK$77,180/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$451,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,395
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$39,589
−HK$1,213/mo
Today · 4.125%
HK$40,802
baseline
▲ 0.50% · 4.625%
HK$43,285
+HK$2,483/mo
Deposit HK$3.61M · loan HK$8.42M · min. income ≈ HK$81,604/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$451,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,714
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$43,859
−HK$1,162/mo
Today · 4.125%
HK$45,021
baseline
▲ 0.50% · 4.625%
HK$47,395
+HK$2,374/mo
Deposit HK$3.61M · loan HK$8.42M · min. income ≈ HK$90,042/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$451,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,365
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$50,900
−HK$1,560/mo
Today · 4.125%
HK$52,460
baseline
▲ 0.50% · 4.625%
HK$55,652
+HK$3,192/mo
Deposit HK$1.20M · loan HK$10.82M · min. income ≈ HK$104,920/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$451,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,918
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$56,391
−HK$1,494/mo
Today · 4.125%
HK$57,885
baseline
▲ 0.50% · 4.625%
HK$60,936
+HK$3,051/mo
Deposit HK$1.20M · loan HK$10.82M · min. income ≈ HK$115,770/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$451,016 · Scale 2, in force from 26 Feb 2026)