LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,428
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,281
−HK$867/mo
Today · 4.125%
HK$29,148
baseline
▲ 0.50% · 4.625%
HK$30,922
+HK$1,774/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$58,296/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$451,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,513
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$31,332
−HK$830/mo
Today · 4.125%
HK$32,162
baseline
▲ 0.50% · 4.625%
HK$33,857
+HK$1,695/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$64,324/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$451,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,914
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,937
−HK$1,041/mo
Today · 4.125%
HK$34,978
baseline
▲ 0.50% · 4.625%
HK$37,106
+HK$2,128/mo
Deposit HK$4.81M · loan HK$7.22M · min. income ≈ HK$69,956/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$451,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,616
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$37,598
−HK$996/mo
Today · 4.125%
HK$38,594
baseline
▲ 0.50% · 4.625%
HK$40,629
+HK$2,035/mo
Deposit HK$4.81M · loan HK$7.22M · min. income ≈ HK$77,188/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$451,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,399
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$39,594
−HK$1,213/mo
Today · 4.125%
HK$40,807
baseline
▲ 0.50% · 4.625%
HK$43,290
+HK$2,483/mo
Deposit HK$3.61M · loan HK$8.42M · min. income ≈ HK$81,614/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$451,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,719
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$43,864
−HK$1,163/mo
Today · 4.125%
HK$45,027
baseline
▲ 0.50% · 4.625%
HK$47,400
+HK$2,373/mo
Deposit HK$3.61M · loan HK$8.42M · min. income ≈ HK$90,054/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$451,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,370
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$50,906
−HK$1,560/mo
Today · 4.125%
HK$52,466
baseline
▲ 0.50% · 4.625%
HK$55,659
+HK$3,193/mo
Deposit HK$1.20M · loan HK$10.83M · min. income ≈ HK$104,932/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$451,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,924
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$56,397
−HK$1,494/mo
Today · 4.125%
HK$57,891
baseline
▲ 0.50% · 4.625%
HK$60,943
+HK$3,052/mo
Deposit HK$1.20M · loan HK$10.83M · min. income ≈ HK$115,782/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$451,068 · Scale 2, in force from 26 Feb 2026)