LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,430
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,283
−HK$867/mo
Today · 4.125%
HK$29,150
baseline
▲ 0.50% · 4.625%
HK$30,924
+HK$1,774/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$58,300/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$451,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,515
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$31,334
−HK$830/mo
Today · 4.125%
HK$32,164
baseline
▲ 0.50% · 4.625%
HK$33,859
+HK$1,695/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$64,328/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$451,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,916
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,940
−HK$1,040/mo
Today · 4.125%
HK$34,980
baseline
▲ 0.50% · 4.625%
HK$37,108
+HK$2,128/mo
Deposit HK$4.81M · loan HK$7.22M · min. income ≈ HK$69,960/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$451,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,618
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,601
−HK$996/mo
Today · 4.125%
HK$38,597
baseline
▲ 0.50% · 4.625%
HK$40,631
+HK$2,034/mo
Deposit HK$4.81M · loan HK$7.22M · min. income ≈ HK$77,194/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$451,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,402
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$39,596
−HK$1,214/mo
Today · 4.125%
HK$40,810
baseline
▲ 0.50% · 4.625%
HK$43,293
+HK$2,483/mo
Deposit HK$3.61M · loan HK$8.42M · min. income ≈ HK$81,620/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$451,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,722
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$43,867
−HK$1,163/mo
Today · 4.125%
HK$45,030
baseline
▲ 0.50% · 4.625%
HK$47,403
+HK$2,373/mo
Deposit HK$3.61M · loan HK$8.42M · min. income ≈ HK$90,060/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$451,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,374
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$50,909
−HK$1,561/mo
Today · 4.125%
HK$52,470
baseline
▲ 0.50% · 4.625%
HK$55,662
+HK$3,192/mo
Deposit HK$1.20M · loan HK$10.83M · min. income ≈ HK$104,940/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$451,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,928
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$56,401
−HK$1,494/mo
Today · 4.125%
HK$57,895
baseline
▲ 0.50% · 4.625%
HK$60,947
+HK$3,052/mo
Deposit HK$1.20M · loan HK$10.83M · min. income ≈ HK$115,790/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$451,098 · Scale 2, in force from 26 Feb 2026)