LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,431
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,284
−HK$867/mo
Today · 4.125%
HK$29,151
baseline
▲ 0.50% · 4.625%
HK$30,925
+HK$1,774/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$58,302/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$451,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,517
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$31,335
−HK$830/mo
Today · 4.125%
HK$32,165
baseline
▲ 0.50% · 4.625%
HK$33,861
+HK$1,696/mo
Deposit HK$6.01M · loan HK$6.01M · min. income ≈ HK$64,330/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$451,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,917
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,941
−HK$1,040/mo
Today · 4.125%
HK$34,981
baseline
▲ 0.50% · 4.625%
HK$37,110
+HK$2,129/mo
Deposit HK$4.81M · loan HK$7.22M · min. income ≈ HK$69,962/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$451,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,620
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$37,602
−HK$996/mo
Today · 4.125%
HK$38,598
baseline
▲ 0.50% · 4.625%
HK$40,633
+HK$2,035/mo
Deposit HK$4.81M · loan HK$7.22M · min. income ≈ HK$77,196/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$451,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,403
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$39,598
−HK$1,214/mo
Today · 4.125%
HK$40,812
baseline
▲ 0.50% · 4.625%
HK$43,295
+HK$2,483/mo
Deposit HK$3.61M · loan HK$8.42M · min. income ≈ HK$81,624/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$451,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,723
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$43,869
−HK$1,162/mo
Today · 4.125%
HK$45,031
baseline
▲ 0.50% · 4.625%
HK$47,405
+HK$2,374/mo
Deposit HK$3.61M · loan HK$8.42M · min. income ≈ HK$90,062/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$451,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,376
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$50,912
−HK$1,560/mo
Today · 4.125%
HK$52,472
baseline
▲ 0.50% · 4.625%
HK$55,665
+HK$3,193/mo
Deposit HK$1.20M · loan HK$10.83M · min. income ≈ HK$104,944/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$451,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,930
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$56,403
−HK$1,495/mo
Today · 4.125%
HK$57,898
baseline
▲ 0.50% · 4.625%
HK$60,949
+HK$3,051/mo
Deposit HK$1.20M · loan HK$10.83M · min. income ≈ HK$115,796/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$451,116 · Scale 2, in force from 26 Feb 2026)