LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,433
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,286
−HK$867/mo
Today · 4.125%
HK$29,153
baseline
▲ 0.50% · 4.625%
HK$30,927
+HK$1,774/mo
Deposit HK$6.02M · loan HK$6.02M · min. income ≈ HK$58,306/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$451,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,519
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$31,337
−HK$831/mo
Today · 4.125%
HK$32,168
baseline
▲ 0.50% · 4.625%
HK$33,863
+HK$1,695/mo
Deposit HK$6.02M · loan HK$6.02M · min. income ≈ HK$64,336/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$451,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,919
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$33,943
−HK$1,041/mo
Today · 4.125%
HK$34,984
baseline
▲ 0.50% · 4.625%
HK$37,112
+HK$2,128/mo
Deposit HK$4.81M · loan HK$7.22M · min. income ≈ HK$69,968/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$451,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,622
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,605
−HK$996/mo
Today · 4.125%
HK$38,601
baseline
▲ 0.50% · 4.625%
HK$40,636
+HK$2,035/mo
Deposit HK$4.81M · loan HK$7.22M · min. income ≈ HK$77,202/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$451,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,406
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$39,601
−HK$1,213/mo
Today · 4.125%
HK$40,814
baseline
▲ 0.50% · 4.625%
HK$43,298
+HK$2,484/mo
Deposit HK$3.61M · loan HK$8.42M · min. income ≈ HK$81,628/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$451,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,726
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$43,872
−HK$1,163/mo
Today · 4.125%
HK$45,035
baseline
▲ 0.50% · 4.625%
HK$47,408
+HK$2,373/mo
Deposit HK$3.61M · loan HK$8.42M · min. income ≈ HK$90,070/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$451,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,379
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$50,915
−HK$1,560/mo
Today · 4.125%
HK$52,475
baseline
▲ 0.50% · 4.625%
HK$55,668
+HK$3,193/mo
Deposit HK$1.20M · loan HK$10.83M · min. income ≈ HK$104,950/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$451,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,934
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$56,407
−HK$1,495/mo
Today · 4.125%
HK$57,902
baseline
▲ 0.50% · 4.625%
HK$60,954
+HK$3,052/mo
Deposit HK$1.20M · loan HK$10.83M · min. income ≈ HK$115,804/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$451,147 · Scale 2, in force from 26 Feb 2026)