LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,435
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,288
−HK$867/mo
Today · 4.125%
HK$29,155
baseline
▲ 0.50% · 4.625%
HK$30,929
+HK$1,774/mo
Deposit HK$6.02M · loan HK$6.02M · min. income ≈ HK$58,310/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$451,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,521
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$31,339
−HK$831/mo
Today · 4.125%
HK$32,170
baseline
▲ 0.50% · 4.625%
HK$33,865
+HK$1,695/mo
Deposit HK$6.02M · loan HK$6.02M · min. income ≈ HK$64,340/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$451,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,922
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,946
−HK$1,040/mo
Today · 4.125%
HK$34,986
baseline
▲ 0.50% · 4.625%
HK$37,115
+HK$2,129/mo
Deposit HK$4.81M · loan HK$7.22M · min. income ≈ HK$69,972/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$451,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,625
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,607
−HK$997/mo
Today · 4.125%
HK$38,604
baseline
▲ 0.50% · 4.625%
HK$40,638
+HK$2,034/mo
Deposit HK$4.81M · loan HK$7.22M · min. income ≈ HK$77,208/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$451,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,408
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$39,603
−HK$1,214/mo
Today · 4.125%
HK$40,817
baseline
▲ 0.50% · 4.625%
HK$43,301
+HK$2,484/mo
Deposit HK$3.61M · loan HK$8.42M · min. income ≈ HK$81,634/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$451,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,729
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$43,875
−HK$1,163/mo
Today · 4.125%
HK$45,038
baseline
▲ 0.50% · 4.625%
HK$47,412
+HK$2,374/mo
Deposit HK$3.61M · loan HK$8.42M · min. income ≈ HK$90,076/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$451,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,382
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$50,918
−HK$1,561/mo
Today · 4.125%
HK$52,479
baseline
▲ 0.50% · 4.625%
HK$55,672
+HK$3,193/mo
Deposit HK$1.20M · loan HK$10.83M · min. income ≈ HK$104,958/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$451,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,937
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$56,411
−HK$1,494/mo
Today · 4.125%
HK$57,905
baseline
▲ 0.50% · 4.625%
HK$60,958
+HK$3,053/mo
Deposit HK$1.20M · loan HK$10.83M · min. income ≈ HK$115,810/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$451,177 · Scale 2, in force from 26 Feb 2026)