LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,437
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$28,291
−HK$867/mo
Today · 4.125%
HK$29,158
baseline
▲ 0.50% · 4.625%
HK$30,932
+HK$1,774/mo
Deposit HK$6.02M · loan HK$6.02M · min. income ≈ HK$58,316/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$451,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,524
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$31,342
−HK$831/mo
Today · 4.125%
HK$32,173
baseline
▲ 0.50% · 4.625%
HK$33,869
+HK$1,696/mo
Deposit HK$6.02M · loan HK$6.02M · min. income ≈ HK$64,346/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$451,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,925
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,949
−HK$1,040/mo
Today · 4.125%
HK$34,989
baseline
▲ 0.50% · 4.625%
HK$37,118
+HK$2,129/mo
Deposit HK$4.81M · loan HK$7.22M · min. income ≈ HK$69,978/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$451,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,628
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,611
−HK$996/mo
Today · 4.125%
HK$38,607
baseline
▲ 0.50% · 4.625%
HK$40,642
+HK$2,035/mo
Deposit HK$4.81M · loan HK$7.22M · min. income ≈ HK$77,214/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$451,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,412
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$39,607
−HK$1,214/mo
Today · 4.125%
HK$40,821
baseline
▲ 0.50% · 4.625%
HK$43,305
+HK$2,484/mo
Deposit HK$3.61M · loan HK$8.42M · min. income ≈ HK$81,642/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$451,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,733
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$43,879
−HK$1,163/mo
Today · 4.125%
HK$45,042
baseline
▲ 0.50% · 4.625%
HK$47,416
+HK$2,374/mo
Deposit HK$3.61M · loan HK$8.42M · min. income ≈ HK$90,084/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$451,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,387
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$50,923
−HK$1,561/mo
Today · 4.125%
HK$52,484
baseline
▲ 0.50% · 4.625%
HK$55,677
+HK$3,193/mo
Deposit HK$1.20M · loan HK$10.83M · min. income ≈ HK$104,968/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$451,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,942
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$56,416
−HK$1,495/mo
Today · 4.125%
HK$57,911
baseline
▲ 0.50% · 4.625%
HK$60,963
+HK$3,052/mo
Deposit HK$1.20M · loan HK$10.83M · min. income ≈ HK$115,822/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$451,219 · Scale 2, in force from 26 Feb 2026)