LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,439
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$28,293
−HK$867/mo
Today · 4.125%
HK$29,160
baseline
▲ 0.50% · 4.625%
HK$30,934
+HK$1,774/mo
Deposit HK$6.02M · loan HK$6.02M · min. income ≈ HK$58,320/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$451,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,526
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$31,345
−HK$830/mo
Today · 4.125%
HK$32,175
baseline
▲ 0.50% · 4.625%
HK$33,871
+HK$1,696/mo
Deposit HK$6.02M · loan HK$6.02M · min. income ≈ HK$64,350/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$451,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,927
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$33,951
−HK$1,041/mo
Today · 4.125%
HK$34,992
baseline
▲ 0.50% · 4.625%
HK$37,121
+HK$2,129/mo
Deposit HK$4.81M · loan HK$7.22M · min. income ≈ HK$69,984/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$451,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,631
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,614
−HK$996/mo
Today · 4.125%
HK$38,610
baseline
▲ 0.50% · 4.625%
HK$40,646
+HK$2,036/mo
Deposit HK$4.81M · loan HK$7.22M · min. income ≈ HK$77,220/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$451,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,415
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$39,610
−HK$1,214/mo
Today · 4.125%
HK$40,824
baseline
▲ 0.50% · 4.625%
HK$43,308
+HK$2,484/mo
Deposit HK$3.61M · loan HK$8.42M · min. income ≈ HK$81,648/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$451,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,736
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$43,883
−HK$1,162/mo
Today · 4.125%
HK$45,045
baseline
▲ 0.50% · 4.625%
HK$47,420
+HK$2,375/mo
Deposit HK$3.61M · loan HK$8.42M · min. income ≈ HK$90,090/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$451,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,391
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$50,927
−HK$1,561/mo
Today · 4.125%
HK$52,488
baseline
▲ 0.50% · 4.625%
HK$55,682
+HK$3,194/mo
Deposit HK$1.20M · loan HK$10.83M · min. income ≈ HK$104,976/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$451,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,947
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$56,420
−HK$1,495/mo
Today · 4.125%
HK$57,915
baseline
▲ 0.50% · 4.625%
HK$60,968
+HK$3,053/mo
Deposit HK$1.20M · loan HK$10.83M · min. income ≈ HK$115,830/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$451,255 · Scale 2, in force from 26 Feb 2026)