LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,443
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,296
−HK$867/mo
Today · 4.125%
HK$29,163
baseline
▲ 0.50% · 4.625%
HK$30,938
+HK$1,775/mo
Deposit HK$6.02M · loan HK$6.02M · min. income ≈ HK$58,326/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$451,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,530
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$31,348
−HK$831/mo
Today · 4.125%
HK$32,179
baseline
▲ 0.50% · 4.625%
HK$33,875
+HK$1,696/mo
Deposit HK$6.02M · loan HK$6.02M · min. income ≈ HK$64,358/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$451,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,931
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$33,955
−HK$1,041/mo
Today · 4.125%
HK$34,996
baseline
▲ 0.50% · 4.625%
HK$37,126
+HK$2,130/mo
Deposit HK$4.81M · loan HK$7.22M · min. income ≈ HK$69,992/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$451,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,635
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$37,618
−HK$997/mo
Today · 4.125%
HK$38,615
baseline
▲ 0.50% · 4.625%
HK$40,650
+HK$2,035/mo
Deposit HK$4.81M · loan HK$7.22M · min. income ≈ HK$77,230/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$451,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,420
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$39,615
−HK$1,214/mo
Today · 4.125%
HK$40,829
baseline
▲ 0.50% · 4.625%
HK$43,313
+HK$2,484/mo
Deposit HK$3.61M · loan HK$8.42M · min. income ≈ HK$81,658/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$451,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,741
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,888
−HK$1,163/mo
Today · 4.125%
HK$45,051
baseline
▲ 0.50% · 4.625%
HK$47,425
+HK$2,374/mo
Deposit HK$3.61M · loan HK$8.42M · min. income ≈ HK$90,102/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$451,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,397
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$50,933
−HK$1,561/mo
Today · 4.125%
HK$52,494
baseline
▲ 0.50% · 4.625%
HK$55,688
+HK$3,194/mo
Deposit HK$1.20M · loan HK$10.83M · min. income ≈ HK$104,988/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$451,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,953
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$56,427
−HK$1,495/mo
Today · 4.125%
HK$57,922
baseline
▲ 0.50% · 4.625%
HK$60,975
+HK$3,053/mo
Deposit HK$1.20M · loan HK$10.83M · min. income ≈ HK$115,844/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$451,307 · Scale 2, in force from 26 Feb 2026)