LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,443
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$28,297
−HK$867/mo
Today · 4.125%
HK$29,164
baseline
▲ 0.50% · 4.625%
HK$30,939
+HK$1,775/mo
Deposit HK$6.02M · loan HK$6.02M · min. income ≈ HK$58,328/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$451,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,531
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$31,349
−HK$831/mo
Today · 4.125%
HK$32,180
baseline
▲ 0.50% · 4.625%
HK$33,876
+HK$1,696/mo
Deposit HK$6.02M · loan HK$6.02M · min. income ≈ HK$64,360/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$451,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,932
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$33,956
−HK$1,041/mo
Today · 4.125%
HK$34,997
baseline
▲ 0.50% · 4.625%
HK$37,127
+HK$2,130/mo
Deposit HK$4.81M · loan HK$7.22M · min. income ≈ HK$69,994/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$451,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,637
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,619
−HK$997/mo
Today · 4.125%
HK$38,616
baseline
▲ 0.50% · 4.625%
HK$40,651
+HK$2,035/mo
Deposit HK$4.81M · loan HK$7.22M · min. income ≈ HK$77,232/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$451,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,421
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$39,616
−HK$1,214/mo
Today · 4.125%
HK$40,830
baseline
▲ 0.50% · 4.625%
HK$43,315
+HK$2,485/mo
Deposit HK$3.61M · loan HK$8.42M · min. income ≈ HK$81,660/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$451,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,743
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$43,889
−HK$1,163/mo
Today · 4.125%
HK$45,052
baseline
▲ 0.50% · 4.625%
HK$47,427
+HK$2,375/mo
Deposit HK$3.61M · loan HK$8.42M · min. income ≈ HK$90,104/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$451,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,398
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$50,935
−HK$1,561/mo
Today · 4.125%
HK$52,496
baseline
▲ 0.50% · 4.625%
HK$55,690
+HK$3,194/mo
Deposit HK$1.20M · loan HK$10.83M · min. income ≈ HK$104,992/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$451,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,955
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$56,429
−HK$1,495/mo
Today · 4.125%
HK$57,924
baseline
▲ 0.50% · 4.625%
HK$60,977
+HK$3,053/mo
Deposit HK$1.20M · loan HK$10.83M · min. income ≈ HK$115,848/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$451,322 · Scale 2, in force from 26 Feb 2026)