LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,446
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$28,300
−HK$867/mo
Today · 4.125%
HK$29,167
baseline
▲ 0.50% · 4.625%
HK$30,942
+HK$1,775/mo
Deposit HK$6.02M · loan HK$6.02M · min. income ≈ HK$58,334/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$451,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,534
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$31,353
−HK$830/mo
Today · 4.125%
HK$32,183
baseline
▲ 0.50% · 4.625%
HK$33,880
+HK$1,697/mo
Deposit HK$6.02M · loan HK$6.02M · min. income ≈ HK$64,366/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$451,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,935
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,960
−HK$1,041/mo
Today · 4.125%
HK$35,001
baseline
▲ 0.50% · 4.625%
HK$37,131
+HK$2,130/mo
Deposit HK$4.81M · loan HK$7.22M · min. income ≈ HK$70,002/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$451,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,640
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$37,623
−HK$997/mo
Today · 4.125%
HK$38,620
baseline
▲ 0.50% · 4.625%
HK$40,656
+HK$2,036/mo
Deposit HK$4.81M · loan HK$7.22M · min. income ≈ HK$77,240/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$451,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,425
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$39,620
−HK$1,214/mo
Today · 4.125%
HK$40,834
baseline
▲ 0.50% · 4.625%
HK$43,319
+HK$2,485/mo
Deposit HK$3.61M · loan HK$8.43M · min. income ≈ HK$81,668/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$451,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,747
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,894
−HK$1,163/mo
Today · 4.125%
HK$45,057
baseline
▲ 0.50% · 4.625%
HK$47,432
+HK$2,375/mo
Deposit HK$3.61M · loan HK$8.43M · min. income ≈ HK$90,114/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$451,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,403
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$50,940
−HK$1,561/mo
Today · 4.125%
HK$52,501
baseline
▲ 0.50% · 4.625%
HK$55,696
+HK$3,195/mo
Deposit HK$1.20M · loan HK$10.83M · min. income ≈ HK$105,002/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$451,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,961
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$56,435
−HK$1,495/mo
Today · 4.125%
HK$57,930
baseline
▲ 0.50% · 4.625%
HK$60,984
+HK$3,054/mo
Deposit HK$1.20M · loan HK$10.83M · min. income ≈ HK$115,860/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$451,368 · Scale 2, in force from 26 Feb 2026)