LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,449
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$28,303
−HK$868/mo
Today · 4.125%
HK$29,171
baseline
▲ 0.50% · 4.625%
HK$30,946
+HK$1,775/mo
Deposit HK$6.02M · loan HK$6.02M · min. income ≈ HK$58,342/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$451,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,537
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$31,356
−HK$831/mo
Today · 4.125%
HK$32,187
baseline
▲ 0.50% · 4.625%
HK$33,883
+HK$1,696/mo
Deposit HK$6.02M · loan HK$6.02M · min. income ≈ HK$64,374/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$451,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,939
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,964
−HK$1,041/mo
Today · 4.125%
HK$35,005
baseline
▲ 0.50% · 4.625%
HK$37,135
+HK$2,130/mo
Deposit HK$4.82M · loan HK$7.22M · min. income ≈ HK$70,010/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$451,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,644
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$37,627
−HK$997/mo
Today · 4.125%
HK$38,624
baseline
▲ 0.50% · 4.625%
HK$40,660
+HK$2,036/mo
Deposit HK$4.82M · loan HK$7.22M · min. income ≈ HK$77,248/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$451,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,429
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$39,624
−HK$1,215/mo
Today · 4.125%
HK$40,839
baseline
▲ 0.50% · 4.625%
HK$43,324
+HK$2,485/mo
Deposit HK$3.61M · loan HK$8.43M · min. income ≈ HK$81,678/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$451,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,752
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,898
−HK$1,164/mo
Today · 4.125%
HK$45,062
baseline
▲ 0.50% · 4.625%
HK$47,437
+HK$2,375/mo
Deposit HK$3.61M · loan HK$8.43M · min. income ≈ HK$90,124/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$451,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,409
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$50,946
−HK$1,561/mo
Today · 4.125%
HK$52,507
baseline
▲ 0.50% · 4.625%
HK$55,702
+HK$3,195/mo
Deposit HK$1.20M · loan HK$10.83M · min. income ≈ HK$105,014/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$451,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,967
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$56,441
−HK$1,495/mo
Today · 4.125%
HK$57,936
baseline
▲ 0.50% · 4.625%
HK$60,990
+HK$3,054/mo
Deposit HK$1.20M · loan HK$10.83M · min. income ≈ HK$115,872/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$451,418 · Scale 2, in force from 26 Feb 2026)