LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,451
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$28,305
−HK$867/mo
Today · 4.125%
HK$29,172
baseline
▲ 0.50% · 4.625%
HK$30,947
+HK$1,775/mo
Deposit HK$6.02M · loan HK$6.02M · min. income ≈ HK$58,344/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$451,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,539
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$31,358
−HK$831/mo
Today · 4.125%
HK$32,189
baseline
▲ 0.50% · 4.625%
HK$33,885
+HK$1,696/mo
Deposit HK$6.02M · loan HK$6.02M · min. income ≈ HK$64,378/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$451,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,941
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,966
−HK$1,041/mo
Today · 4.125%
HK$35,007
baseline
▲ 0.50% · 4.625%
HK$37,137
+HK$2,130/mo
Deposit HK$4.82M · loan HK$7.22M · min. income ≈ HK$70,014/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$451,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,646
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$37,629
−HK$997/mo
Today · 4.125%
HK$38,626
baseline
▲ 0.50% · 4.625%
HK$40,662
+HK$2,036/mo
Deposit HK$4.82M · loan HK$7.22M · min. income ≈ HK$77,252/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$451,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,431
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$39,626
−HK$1,215/mo
Today · 4.125%
HK$40,841
baseline
▲ 0.50% · 4.625%
HK$43,326
+HK$2,485/mo
Deposit HK$3.61M · loan HK$8.43M · min. income ≈ HK$81,682/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$451,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,754
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,901
−HK$1,163/mo
Today · 4.125%
HK$45,064
baseline
▲ 0.50% · 4.625%
HK$47,439
+HK$2,375/mo
Deposit HK$3.61M · loan HK$8.43M · min. income ≈ HK$90,128/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$451,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,411
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$50,948
−HK$1,562/mo
Today · 4.125%
HK$52,510
baseline
▲ 0.50% · 4.625%
HK$55,705
+HK$3,195/mo
Deposit HK$1.20M · loan HK$10.83M · min. income ≈ HK$105,020/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$451,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,970
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$56,444
−HK$1,495/mo
Today · 4.125%
HK$57,939
baseline
▲ 0.50% · 4.625%
HK$60,994
+HK$3,055/mo
Deposit HK$1.20M · loan HK$10.83M · min. income ≈ HK$115,878/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$451,442 · Scale 2, in force from 26 Feb 2026)