LTV · monthly repayment
▼ 0.50% · 3.625%
HK$274,528
−HK$17,216/mo
▼ 0.25% · 3.875%
HK$283,068
−HK$8,676/mo
Today · 4.125%
HK$291,744
baseline
▲ 0.50% · 4.625%
HK$309,496
+HK$17,752/mo
Deposit HK$60.20M · loan HK$60.20M · min. income ≈ HK$583,488/mo (50% DSR)
Upfront cash ≈ HK$68.02M (deposit + AVD stamp duty HK$7,825,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,410
−HK$16,500/mo
▼ 0.25% · 3.875%
HK$313,601
−HK$8,309/mo
Today · 4.125%
HK$321,910
baseline
▲ 0.50% · 4.625%
HK$338,879
+HK$16,969/mo
Deposit HK$60.20M · loan HK$60.20M · min. income ≈ HK$643,820/mo (50% DSR)
Upfront cash ≈ HK$68.02M (deposit + AVD stamp duty HK$7,825,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$329,434
−HK$20,658/mo
▼ 0.25% · 3.875%
HK$339,681
−HK$10,411/mo
Today · 4.125%
HK$350,092
baseline
▲ 0.50% · 4.625%
HK$371,395
+HK$21,303/mo
Deposit HK$48.16M · loan HK$72.24M · min. income ≈ HK$700,184/mo (50% DSR)
Upfront cash ≈ HK$55.98M (deposit + AVD stamp duty HK$7,825,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$366,492
−HK$19,801/mo
▼ 0.25% · 3.875%
HK$376,321
−HK$9,972/mo
Today · 4.125%
HK$386,293
baseline
▲ 0.50% · 4.625%
HK$406,655
+HK$20,362/mo
Deposit HK$48.16M · loan HK$72.24M · min. income ≈ HK$772,586/mo (50% DSR)
Upfront cash ≈ HK$55.98M (deposit + AVD stamp duty HK$7,825,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$384,340
−HK$24,101/mo
▼ 0.25% · 3.875%
HK$396,295
−HK$12,146/mo
Today · 4.125%
HK$408,441
baseline
▲ 0.50% · 4.625%
HK$433,294
+HK$24,853/mo
Deposit HK$36.12M · loan HK$84.28M · min. income ≈ HK$816,882/mo (50% DSR)
Upfront cash ≈ HK$43.94M (deposit + AVD stamp duty HK$7,825,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$427,574
−HK$23,101/mo
▼ 0.25% · 3.875%
HK$439,041
−HK$11,634/mo
Today · 4.125%
HK$450,675
baseline
▲ 0.50% · 4.625%
HK$474,430
+HK$23,755/mo
Deposit HK$36.12M · loan HK$84.28M · min. income ≈ HK$901,350/mo (50% DSR)
Upfront cash ≈ HK$43.94M (deposit + AVD stamp duty HK$7,825,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$494,151
−HK$30,988/mo
▼ 0.25% · 3.875%
HK$509,522
−HK$15,617/mo
Today · 4.125%
HK$525,139
baseline
▲ 0.50% · 4.625%
HK$557,092
+HK$31,953/mo
Deposit HK$12.04M · loan HK$108.35M · min. income ≈ HK$1,050,278/mo (50% DSR)
Upfront cash ≈ HK$19.86M (deposit + AVD stamp duty HK$7,825,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$549,738
−HK$29,701/mo
▼ 0.25% · 3.875%
HK$564,482
−HK$14,957/mo
Today · 4.125%
HK$579,439
baseline
▲ 0.50% · 4.625%
HK$609,982
+HK$30,543/mo
Deposit HK$12.04M · loan HK$108.35M · min. income ≈ HK$1,158,878/mo (50% DSR)
Upfront cash ≈ HK$19.86M (deposit + AVD stamp duty HK$7,825,588 · Scale 2, in force from 26 Feb 2026)