LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,453
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$28,307
−HK$868/mo
Today · 4.125%
HK$29,175
baseline
▲ 0.50% · 4.625%
HK$30,950
+HK$1,775/mo
Deposit HK$6.02M · loan HK$6.02M · min. income ≈ HK$58,350/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$451,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,542
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$31,361
−HK$831/mo
Today · 4.125%
HK$32,192
baseline
▲ 0.50% · 4.625%
HK$33,889
+HK$1,697/mo
Deposit HK$6.02M · loan HK$6.02M · min. income ≈ HK$64,384/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$451,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,944
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,969
−HK$1,041/mo
Today · 4.125%
HK$35,010
baseline
▲ 0.50% · 4.625%
HK$37,140
+HK$2,130/mo
Deposit HK$4.82M · loan HK$7.22M · min. income ≈ HK$70,020/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$451,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,650
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$37,633
−HK$997/mo
Today · 4.125%
HK$38,630
baseline
▲ 0.50% · 4.625%
HK$40,666
+HK$2,036/mo
Deposit HK$4.82M · loan HK$7.22M · min. income ≈ HK$77,260/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$451,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,435
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$39,630
−HK$1,215/mo
Today · 4.125%
HK$40,845
baseline
▲ 0.50% · 4.625%
HK$43,330
+HK$2,485/mo
Deposit HK$3.61M · loan HK$8.43M · min. income ≈ HK$81,690/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$451,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,758
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,905
−HK$1,163/mo
Today · 4.125%
HK$45,068
baseline
▲ 0.50% · 4.625%
HK$47,444
+HK$2,376/mo
Deposit HK$3.61M · loan HK$8.43M · min. income ≈ HK$90,136/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$451,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,416
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$50,953
−HK$1,562/mo
Today · 4.125%
HK$52,515
baseline
▲ 0.50% · 4.625%
HK$55,710
+HK$3,195/mo
Deposit HK$1.20M · loan HK$10.84M · min. income ≈ HK$105,030/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$451,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,975
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$56,449
−HK$1,496/mo
Today · 4.125%
HK$57,945
baseline
▲ 0.50% · 4.625%
HK$60,999
+HK$3,054/mo
Deposit HK$1.20M · loan HK$10.84M · min. income ≈ HK$115,890/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$451,486 · Scale 2, in force from 26 Feb 2026)