LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,455
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$28,309
−HK$868/mo
Today · 4.125%
HK$29,177
baseline
▲ 0.50% · 4.625%
HK$30,952
+HK$1,775/mo
Deposit HK$6.02M · loan HK$6.02M · min. income ≈ HK$58,354/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$451,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,544
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$31,363
−HK$831/mo
Today · 4.125%
HK$32,194
baseline
▲ 0.50% · 4.625%
HK$33,891
+HK$1,697/mo
Deposit HK$6.02M · loan HK$6.02M · min. income ≈ HK$64,388/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$451,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,946
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,971
−HK$1,041/mo
Today · 4.125%
HK$35,012
baseline
▲ 0.50% · 4.625%
HK$37,143
+HK$2,131/mo
Deposit HK$4.82M · loan HK$7.22M · min. income ≈ HK$70,024/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$451,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,652
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,635
−HK$998/mo
Today · 4.125%
HK$38,633
baseline
▲ 0.50% · 4.625%
HK$40,669
+HK$2,036/mo
Deposit HK$4.82M · loan HK$7.22M · min. income ≈ HK$77,266/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$451,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,437
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,633
−HK$1,215/mo
Today · 4.125%
HK$40,848
baseline
▲ 0.50% · 4.625%
HK$43,333
+HK$2,485/mo
Deposit HK$3.61M · loan HK$8.43M · min. income ≈ HK$81,696/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$451,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,761
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,908
−HK$1,163/mo
Today · 4.125%
HK$45,071
baseline
▲ 0.50% · 4.625%
HK$47,447
+HK$2,376/mo
Deposit HK$3.61M · loan HK$8.43M · min. income ≈ HK$90,142/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$451,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,419
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$50,957
−HK$1,561/mo
Today · 4.125%
HK$52,518
baseline
▲ 0.50% · 4.625%
HK$55,714
+HK$3,196/mo
Deposit HK$1.20M · loan HK$10.84M · min. income ≈ HK$105,036/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$451,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,979
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$56,453
−HK$1,496/mo
Today · 4.125%
HK$57,949
baseline
▲ 0.50% · 4.625%
HK$61,003
+HK$3,054/mo
Deposit HK$1.20M · loan HK$10.84M · min. income ≈ HK$115,898/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$451,515 · Scale 2, in force from 26 Feb 2026)