LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,457
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$28,311
−HK$868/mo
Today · 4.125%
HK$29,179
baseline
▲ 0.50% · 4.625%
HK$30,954
+HK$1,775/mo
Deposit HK$6.02M · loan HK$6.02M · min. income ≈ HK$58,358/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$451,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,546
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$31,365
−HK$831/mo
Today · 4.125%
HK$32,196
baseline
▲ 0.50% · 4.625%
HK$33,893
+HK$1,697/mo
Deposit HK$6.02M · loan HK$6.02M · min. income ≈ HK$64,392/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$451,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,948
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$33,973
−HK$1,042/mo
Today · 4.125%
HK$35,015
baseline
▲ 0.50% · 4.625%
HK$37,145
+HK$2,130/mo
Deposit HK$4.82M · loan HK$7.22M · min. income ≈ HK$70,030/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$451,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,655
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$37,638
−HK$997/mo
Today · 4.125%
HK$38,635
baseline
▲ 0.50% · 4.625%
HK$40,672
+HK$2,037/mo
Deposit HK$4.82M · loan HK$7.22M · min. income ≈ HK$77,270/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$451,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,440
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$39,635
−HK$1,215/mo
Today · 4.125%
HK$40,850
baseline
▲ 0.50% · 4.625%
HK$43,336
+HK$2,486/mo
Deposit HK$3.61M · loan HK$8.43M · min. income ≈ HK$81,700/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$451,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,764
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,911
−HK$1,163/mo
Today · 4.125%
HK$45,074
baseline
▲ 0.50% · 4.625%
HK$47,450
+HK$2,376/mo
Deposit HK$3.61M · loan HK$8.43M · min. income ≈ HK$90,148/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$451,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,423
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$50,960
−HK$1,562/mo
Today · 4.125%
HK$52,522
baseline
▲ 0.50% · 4.625%
HK$55,718
+HK$3,196/mo
Deposit HK$1.20M · loan HK$10.84M · min. income ≈ HK$105,044/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$451,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,982
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$56,457
−HK$1,496/mo
Today · 4.125%
HK$57,953
baseline
▲ 0.50% · 4.625%
HK$61,007
+HK$3,054/mo
Deposit HK$1.20M · loan HK$10.84M · min. income ≈ HK$115,906/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$451,545 · Scale 2, in force from 26 Feb 2026)