LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,461
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$28,315
−HK$868/mo
Today · 4.125%
HK$29,183
baseline
▲ 0.50% · 4.625%
HK$30,959
+HK$1,776/mo
Deposit HK$6.02M · loan HK$6.02M · min. income ≈ HK$58,366/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$451,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,550
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$31,370
−HK$831/mo
Today · 4.125%
HK$32,201
baseline
▲ 0.50% · 4.625%
HK$33,898
+HK$1,697/mo
Deposit HK$6.02M · loan HK$6.02M · min. income ≈ HK$64,402/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$451,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,953
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$33,979
−HK$1,041/mo
Today · 4.125%
HK$35,020
baseline
▲ 0.50% · 4.625%
HK$37,151
+HK$2,131/mo
Deposit HK$4.82M · loan HK$7.23M · min. income ≈ HK$70,040/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$451,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,660
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,644
−HK$997/mo
Today · 4.125%
HK$38,641
baseline
▲ 0.50% · 4.625%
HK$40,678
+HK$2,037/mo
Deposit HK$4.82M · loan HK$7.23M · min. income ≈ HK$77,282/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$451,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,446
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,642
−HK$1,215/mo
Today · 4.125%
HK$40,857
baseline
▲ 0.50% · 4.625%
HK$43,343
+HK$2,486/mo
Deposit HK$3.61M · loan HK$8.43M · min. income ≈ HK$81,714/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$451,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,770
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$43,918
−HK$1,163/mo
Today · 4.125%
HK$45,081
baseline
▲ 0.50% · 4.625%
HK$47,458
+HK$2,377/mo
Deposit HK$3.61M · loan HK$8.43M · min. income ≈ HK$90,162/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$451,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,430
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$50,968
−HK$1,562/mo
Today · 4.125%
HK$52,530
baseline
▲ 0.50% · 4.625%
HK$55,726
+HK$3,196/mo
Deposit HK$1.20M · loan HK$10.84M · min. income ≈ HK$105,060/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$451,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,991
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$56,465
−HK$1,497/mo
Today · 4.125%
HK$57,962
baseline
▲ 0.50% · 4.625%
HK$61,017
+HK$3,055/mo
Deposit HK$1.20M · loan HK$10.84M · min. income ≈ HK$115,924/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$451,615 · Scale 2, in force from 26 Feb 2026)