LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,462
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$28,316
−HK$868/mo
Today · 4.125%
HK$29,184
baseline
▲ 0.50% · 4.625%
HK$30,959
+HK$1,775/mo
Deposit HK$6.02M · loan HK$6.02M · min. income ≈ HK$58,368/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$451,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,551
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$31,370
−HK$831/mo
Today · 4.125%
HK$32,201
baseline
▲ 0.50% · 4.625%
HK$33,899
+HK$1,698/mo
Deposit HK$6.02M · loan HK$6.02M · min. income ≈ HK$64,402/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$451,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,954
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,979
−HK$1,041/mo
Today · 4.125%
HK$35,020
baseline
▲ 0.50% · 4.625%
HK$37,151
+HK$2,131/mo
Deposit HK$4.82M · loan HK$7.23M · min. income ≈ HK$70,040/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$451,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,661
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,644
−HK$998/mo
Today · 4.125%
HK$38,642
baseline
▲ 0.50% · 4.625%
HK$40,678
+HK$2,036/mo
Deposit HK$4.82M · loan HK$7.23M · min. income ≈ HK$77,284/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$451,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,446
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,642
−HK$1,215/mo
Today · 4.125%
HK$40,857
baseline
▲ 0.50% · 4.625%
HK$43,343
+HK$2,486/mo
Deposit HK$3.61M · loan HK$8.43M · min. income ≈ HK$81,714/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$451,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,771
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$43,918
−HK$1,164/mo
Today · 4.125%
HK$45,082
baseline
▲ 0.50% · 4.625%
HK$47,458
+HK$2,376/mo
Deposit HK$3.61M · loan HK$8.43M · min. income ≈ HK$90,164/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$451,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,431
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$50,968
−HK$1,563/mo
Today · 4.125%
HK$52,531
baseline
▲ 0.50% · 4.625%
HK$55,727
+HK$3,196/mo
Deposit HK$1.20M · loan HK$10.84M · min. income ≈ HK$105,062/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$451,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,991
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$56,466
−HK$1,496/mo
Today · 4.125%
HK$57,962
baseline
▲ 0.50% · 4.625%
HK$61,018
+HK$3,056/mo
Deposit HK$1.20M · loan HK$10.84M · min. income ≈ HK$115,924/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$451,621 · Scale 2, in force from 26 Feb 2026)