LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,464
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$28,318
−HK$868/mo
Today · 4.125%
HK$29,186
baseline
▲ 0.50% · 4.625%
HK$30,962
+HK$1,776/mo
Deposit HK$6.02M · loan HK$6.02M · min. income ≈ HK$58,372/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$451,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,553
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$31,373
−HK$831/mo
Today · 4.125%
HK$32,204
baseline
▲ 0.50% · 4.625%
HK$33,902
+HK$1,698/mo
Deposit HK$6.02M · loan HK$6.02M · min. income ≈ HK$64,408/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$451,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,957
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,982
−HK$1,041/mo
Today · 4.125%
HK$35,023
baseline
▲ 0.50% · 4.625%
HK$37,155
+HK$2,132/mo
Deposit HK$4.82M · loan HK$7.23M · min. income ≈ HK$70,046/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$451,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,664
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,647
−HK$998/mo
Today · 4.125%
HK$38,645
baseline
▲ 0.50% · 4.625%
HK$40,682
+HK$2,037/mo
Deposit HK$4.82M · loan HK$7.23M · min. income ≈ HK$77,290/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$451,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,450
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,646
−HK$1,215/mo
Today · 4.125%
HK$40,861
baseline
▲ 0.50% · 4.625%
HK$43,347
+HK$2,486/mo
Deposit HK$3.61M · loan HK$8.43M · min. income ≈ HK$81,722/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$451,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,775
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$43,922
−HK$1,164/mo
Today · 4.125%
HK$45,086
baseline
▲ 0.50% · 4.625%
HK$47,462
+HK$2,376/mo
Deposit HK$3.61M · loan HK$8.43M · min. income ≈ HK$90,172/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$451,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,435
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$50,973
−HK$1,562/mo
Today · 4.125%
HK$52,535
baseline
▲ 0.50% · 4.625%
HK$55,732
+HK$3,197/mo
Deposit HK$1.20M · loan HK$10.84M · min. income ≈ HK$105,070/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$451,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,996
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$56,471
−HK$1,496/mo
Today · 4.125%
HK$57,967
baseline
▲ 0.50% · 4.625%
HK$61,023
+HK$3,056/mo
Deposit HK$1.20M · loan HK$10.84M · min. income ≈ HK$115,934/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$451,660 · Scale 2, in force from 26 Feb 2026)