LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,465
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$28,319
−HK$868/mo
Today · 4.125%
HK$29,187
baseline
▲ 0.50% · 4.625%
HK$30,963
+HK$1,776/mo
Deposit HK$6.02M · loan HK$6.02M · min. income ≈ HK$58,374/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$451,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,555
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$31,374
−HK$831/mo
Today · 4.125%
HK$32,205
baseline
▲ 0.50% · 4.625%
HK$33,903
+HK$1,698/mo
Deposit HK$6.02M · loan HK$6.02M · min. income ≈ HK$64,410/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$451,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,958
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$33,983
−HK$1,042/mo
Today · 4.125%
HK$35,025
baseline
▲ 0.50% · 4.625%
HK$37,156
+HK$2,131/mo
Deposit HK$4.82M · loan HK$7.23M · min. income ≈ HK$70,050/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$451,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,666
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,649
−HK$998/mo
Today · 4.125%
HK$38,647
baseline
▲ 0.50% · 4.625%
HK$40,684
+HK$2,037/mo
Deposit HK$4.82M · loan HK$7.23M · min. income ≈ HK$77,294/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$451,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,451
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,647
−HK$1,215/mo
Today · 4.125%
HK$40,862
baseline
▲ 0.50% · 4.625%
HK$43,349
+HK$2,487/mo
Deposit HK$3.61M · loan HK$8.43M · min. income ≈ HK$81,724/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$451,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,777
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$43,924
−HK$1,164/mo
Today · 4.125%
HK$45,088
baseline
▲ 0.50% · 4.625%
HK$47,464
+HK$2,376/mo
Deposit HK$3.61M · loan HK$8.43M · min. income ≈ HK$90,176/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$451,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,437
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$50,975
−HK$1,562/mo
Today · 4.125%
HK$52,537
baseline
▲ 0.50% · 4.625%
HK$55,734
+HK$3,197/mo
Deposit HK$1.20M · loan HK$10.84M · min. income ≈ HK$105,074/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$451,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,998
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$56,473
−HK$1,497/mo
Today · 4.125%
HK$57,970
baseline
▲ 0.50% · 4.625%
HK$61,025
+HK$3,055/mo
Deposit HK$1.20M · loan HK$10.84M · min. income ≈ HK$115,940/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$451,678 · Scale 2, in force from 26 Feb 2026)