LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,470
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$28,324
−HK$868/mo
Today · 4.125%
HK$29,192
baseline
▲ 0.50% · 4.625%
HK$30,969
+HK$1,777/mo
Deposit HK$6.02M · loan HK$6.02M · min. income ≈ HK$58,384/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$451,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,560
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$31,379
−HK$832/mo
Today · 4.125%
HK$32,211
baseline
▲ 0.50% · 4.625%
HK$33,909
+HK$1,698/mo
Deposit HK$6.02M · loan HK$6.02M · min. income ≈ HK$64,422/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$451,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,964
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$33,989
−HK$1,042/mo
Today · 4.125%
HK$35,031
baseline
▲ 0.50% · 4.625%
HK$37,162
+HK$2,131/mo
Deposit HK$4.82M · loan HK$7.23M · min. income ≈ HK$70,062/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$451,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,672
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,655
−HK$998/mo
Today · 4.125%
HK$38,653
baseline
▲ 0.50% · 4.625%
HK$40,691
+HK$2,038/mo
Deposit HK$4.82M · loan HK$7.23M · min. income ≈ HK$77,306/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$451,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,458
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,654
−HK$1,215/mo
Today · 4.125%
HK$40,869
baseline
▲ 0.50% · 4.625%
HK$43,356
+HK$2,487/mo
Deposit HK$3.61M · loan HK$8.43M · min. income ≈ HK$81,738/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$451,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,784
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$43,931
−HK$1,164/mo
Today · 4.125%
HK$45,095
baseline
▲ 0.50% · 4.625%
HK$47,472
+HK$2,377/mo
Deposit HK$3.61M · loan HK$8.43M · min. income ≈ HK$90,190/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$451,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,446
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$50,984
−HK$1,562/mo
Today · 4.125%
HK$52,546
baseline
▲ 0.50% · 4.625%
HK$55,744
+HK$3,198/mo
Deposit HK$1.20M · loan HK$10.84M · min. income ≈ HK$105,092/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$451,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,008
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$56,483
−HK$1,497/mo
Today · 4.125%
HK$57,980
baseline
▲ 0.50% · 4.625%
HK$61,036
+HK$3,056/mo
Deposit HK$1.20M · loan HK$10.84M · min. income ≈ HK$115,960/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$451,755 · Scale 2, in force from 26 Feb 2026)