LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,470
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$28,325
−HK$868/mo
Today · 4.125%
HK$29,193
baseline
▲ 0.50% · 4.625%
HK$30,969
+HK$1,776/mo
Deposit HK$6.02M · loan HK$6.02M · min. income ≈ HK$58,386/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$451,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,560
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$31,380
−HK$832/mo
Today · 4.125%
HK$32,212
baseline
▲ 0.50% · 4.625%
HK$33,910
+HK$1,698/mo
Deposit HK$6.02M · loan HK$6.02M · min. income ≈ HK$64,424/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$451,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,964
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$33,990
−HK$1,042/mo
Today · 4.125%
HK$35,032
baseline
▲ 0.50% · 4.625%
HK$37,163
+HK$2,131/mo
Deposit HK$4.82M · loan HK$7.23M · min. income ≈ HK$70,064/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$451,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,673
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,656
−HK$998/mo
Today · 4.125%
HK$38,654
baseline
▲ 0.50% · 4.625%
HK$40,691
+HK$2,037/mo
Deposit HK$4.82M · loan HK$7.23M · min. income ≈ HK$77,308/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$451,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,459
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,655
−HK$1,215/mo
Today · 4.125%
HK$40,870
baseline
▲ 0.50% · 4.625%
HK$43,357
+HK$2,487/mo
Deposit HK$3.61M · loan HK$8.43M · min. income ≈ HK$81,740/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$451,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,785
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$43,932
−HK$1,164/mo
Today · 4.125%
HK$45,096
baseline
▲ 0.50% · 4.625%
HK$47,473
+HK$2,377/mo
Deposit HK$3.61M · loan HK$8.43M · min. income ≈ HK$90,192/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$451,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,447
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$50,985
−HK$1,562/mo
Today · 4.125%
HK$52,547
baseline
▲ 0.50% · 4.625%
HK$55,745
+HK$3,198/mo
Deposit HK$1.20M · loan HK$10.84M · min. income ≈ HK$105,094/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$451,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,009
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$56,484
−HK$1,497/mo
Today · 4.125%
HK$57,981
baseline
▲ 0.50% · 4.625%
HK$61,037
+HK$3,056/mo
Deposit HK$1.20M · loan HK$10.84M · min. income ≈ HK$115,962/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$451,765 · Scale 2, in force from 26 Feb 2026)