LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,473
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$28,327
−HK$868/mo
Today · 4.125%
HK$29,195
baseline
▲ 0.50% · 4.625%
HK$30,972
+HK$1,777/mo
Deposit HK$6.02M · loan HK$6.02M · min. income ≈ HK$58,390/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$451,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,563
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$31,383
−HK$831/mo
Today · 4.125%
HK$32,214
baseline
▲ 0.50% · 4.625%
HK$33,912
+HK$1,698/mo
Deposit HK$6.02M · loan HK$6.02M · min. income ≈ HK$64,428/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$451,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,967
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$33,993
−HK$1,042/mo
Today · 4.125%
HK$35,035
baseline
▲ 0.50% · 4.625%
HK$37,166
+HK$2,131/mo
Deposit HK$4.82M · loan HK$7.23M · min. income ≈ HK$70,070/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$451,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,676
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,659
−HK$998/mo
Today · 4.125%
HK$38,657
baseline
▲ 0.50% · 4.625%
HK$40,695
+HK$2,038/mo
Deposit HK$4.82M · loan HK$7.23M · min. income ≈ HK$77,314/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$451,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,462
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$39,658
−HK$1,216/mo
Today · 4.125%
HK$40,874
baseline
▲ 0.50% · 4.625%
HK$43,361
+HK$2,487/mo
Deposit HK$3.61M · loan HK$8.43M · min. income ≈ HK$81,748/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$451,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,788
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$43,936
−HK$1,164/mo
Today · 4.125%
HK$45,100
baseline
▲ 0.50% · 4.625%
HK$47,477
+HK$2,377/mo
Deposit HK$3.61M · loan HK$8.43M · min. income ≈ HK$90,200/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$451,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,451
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$50,989
−HK$1,563/mo
Today · 4.125%
HK$52,552
baseline
▲ 0.50% · 4.625%
HK$55,749
+HK$3,197/mo
Deposit HK$1.20M · loan HK$10.84M · min. income ≈ HK$105,104/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$451,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,014
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$56,489
−HK$1,497/mo
Today · 4.125%
HK$57,986
baseline
▲ 0.50% · 4.625%
HK$61,042
+HK$3,056/mo
Deposit HK$1.20M · loan HK$10.84M · min. income ≈ HK$115,972/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$451,803 · Scale 2, in force from 26 Feb 2026)