LTV · monthly repayment
▼ 0.50% · 3.625%
HK$274,735
−HK$17,228/mo
▼ 0.25% · 3.875%
HK$283,281
−HK$8,682/mo
Today · 4.125%
HK$291,963
baseline
▲ 0.50% · 4.625%
HK$309,728
+HK$17,765/mo
Deposit HK$60.24M · loan HK$60.24M · min. income ≈ HK$583,926/mo (50% DSR)
Upfront cash ≈ HK$68.07M (deposit + AVD stamp duty HK$7,831,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,640
−HK$16,513/mo
▼ 0.25% · 3.875%
HK$313,837
−HK$8,316/mo
Today · 4.125%
HK$322,153
baseline
▲ 0.50% · 4.625%
HK$339,134
+HK$16,981/mo
Deposit HK$60.24M · loan HK$60.24M · min. income ≈ HK$644,306/mo (50% DSR)
Upfront cash ≈ HK$68.07M (deposit + AVD stamp duty HK$7,831,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$329,682
−HK$20,674/mo
▼ 0.25% · 3.875%
HK$339,937
−HK$10,419/mo
Today · 4.125%
HK$350,356
baseline
▲ 0.50% · 4.625%
HK$371,674
+HK$21,318/mo
Deposit HK$48.19M · loan HK$72.29M · min. income ≈ HK$700,712/mo (50% DSR)
Upfront cash ≈ HK$56.03M (deposit + AVD stamp duty HK$7,831,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$366,768
−HK$19,815/mo
▼ 0.25% · 3.875%
HK$376,604
−HK$9,979/mo
Today · 4.125%
HK$386,583
baseline
▲ 0.50% · 4.625%
HK$406,960
+HK$20,377/mo
Deposit HK$48.19M · loan HK$72.29M · min. income ≈ HK$773,166/mo (50% DSR)
Upfront cash ≈ HK$56.03M (deposit + AVD stamp duty HK$7,831,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$384,629
−HK$24,120/mo
▼ 0.25% · 3.875%
HK$396,593
−HK$12,156/mo
Today · 4.125%
HK$408,749
baseline
▲ 0.50% · 4.625%
HK$433,620
+HK$24,871/mo
Deposit HK$36.15M · loan HK$84.34M · min. income ≈ HK$817,498/mo (50% DSR)
Upfront cash ≈ HK$43.98M (deposit + AVD stamp duty HK$7,831,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$427,896
−HK$23,118/mo
▼ 0.25% · 3.875%
HK$439,372
−HK$11,642/mo
Today · 4.125%
HK$451,014
baseline
▲ 0.50% · 4.625%
HK$474,787
+HK$23,773/mo
Deposit HK$36.15M · loan HK$84.34M · min. income ≈ HK$902,028/mo (50% DSR)
Upfront cash ≈ HK$43.98M (deposit + AVD stamp duty HK$7,831,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$494,523
−HK$31,011/mo
▼ 0.25% · 3.875%
HK$509,905
−HK$15,629/mo
Today · 4.125%
HK$525,534
baseline
▲ 0.50% · 4.625%
HK$557,511
+HK$31,977/mo
Deposit HK$12.05M · loan HK$108.44M · min. income ≈ HK$1,051,068/mo (50% DSR)
Upfront cash ≈ HK$19.88M (deposit + AVD stamp duty HK$7,831,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$550,152
−HK$29,723/mo
▼ 0.25% · 3.875%
HK$564,906
−HK$14,969/mo
Today · 4.125%
HK$579,875
baseline
▲ 0.50% · 4.625%
HK$610,441
+HK$30,566/mo
Deposit HK$12.05M · loan HK$108.44M · min. income ≈ HK$1,159,750/mo (50% DSR)
Upfront cash ≈ HK$19.88M (deposit + AVD stamp duty HK$7,831,475 · Scale 2, in force from 26 Feb 2026)