LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,475
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$28,329
−HK$869/mo
Today · 4.125%
HK$29,198
baseline
▲ 0.50% · 4.625%
HK$30,974
+HK$1,776/mo
Deposit HK$6.02M · loan HK$6.02M · min. income ≈ HK$58,396/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$451,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,565
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$31,385
−HK$832/mo
Today · 4.125%
HK$32,217
baseline
▲ 0.50% · 4.625%
HK$33,915
+HK$1,698/mo
Deposit HK$6.02M · loan HK$6.02M · min. income ≈ HK$64,434/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$451,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,970
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$33,995
−HK$1,042/mo
Today · 4.125%
HK$35,037
baseline
▲ 0.50% · 4.625%
HK$37,169
+HK$2,132/mo
Deposit HK$4.82M · loan HK$7.23M · min. income ≈ HK$70,074/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$451,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,678
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,662
−HK$998/mo
Today · 4.125%
HK$38,660
baseline
▲ 0.50% · 4.625%
HK$40,698
+HK$2,038/mo
Deposit HK$4.82M · loan HK$7.23M · min. income ≈ HK$77,320/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$451,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,465
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$39,661
−HK$1,216/mo
Today · 4.125%
HK$40,877
baseline
▲ 0.50% · 4.625%
HK$43,364
+HK$2,487/mo
Deposit HK$3.61M · loan HK$8.43M · min. income ≈ HK$81,754/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$451,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,791
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$43,939
−HK$1,164/mo
Today · 4.125%
HK$45,103
baseline
▲ 0.50% · 4.625%
HK$47,481
+HK$2,378/mo
Deposit HK$3.61M · loan HK$8.43M · min. income ≈ HK$90,206/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$451,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,454
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$50,993
−HK$1,563/mo
Today · 4.125%
HK$52,556
baseline
▲ 0.50% · 4.625%
HK$55,754
+HK$3,198/mo
Deposit HK$1.20M · loan HK$10.84M · min. income ≈ HK$105,112/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$451,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,018
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$56,493
−HK$1,497/mo
Today · 4.125%
HK$57,990
baseline
▲ 0.50% · 4.625%
HK$61,047
+HK$3,057/mo
Deposit HK$1.20M · loan HK$10.84M · min. income ≈ HK$115,980/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$451,837 · Scale 2, in force from 26 Feb 2026)