LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,477
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$28,332
−HK$868/mo
Today · 4.125%
HK$29,200
baseline
▲ 0.50% · 4.625%
HK$30,977
+HK$1,777/mo
Deposit HK$6.02M · loan HK$6.02M · min. income ≈ HK$58,400/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$451,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,568
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$31,388
−HK$831/mo
Today · 4.125%
HK$32,219
baseline
▲ 0.50% · 4.625%
HK$33,918
+HK$1,699/mo
Deposit HK$6.02M · loan HK$6.02M · min. income ≈ HK$64,438/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$451,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,972
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$33,998
−HK$1,042/mo
Today · 4.125%
HK$35,040
baseline
▲ 0.50% · 4.625%
HK$37,172
+HK$2,132/mo
Deposit HK$4.82M · loan HK$7.23M · min. income ≈ HK$70,080/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$451,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,682
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,665
−HK$998/mo
Today · 4.125%
HK$38,663
baseline
▲ 0.50% · 4.625%
HK$40,701
+HK$2,038/mo
Deposit HK$4.82M · loan HK$7.23M · min. income ≈ HK$77,326/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$451,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,468
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$39,664
−HK$1,216/mo
Today · 4.125%
HK$40,880
baseline
▲ 0.50% · 4.625%
HK$43,368
+HK$2,488/mo
Deposit HK$3.61M · loan HK$8.43M · min. income ≈ HK$81,760/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$451,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,795
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$43,943
−HK$1,164/mo
Today · 4.125%
HK$45,107
baseline
▲ 0.50% · 4.625%
HK$47,485
+HK$2,378/mo
Deposit HK$3.61M · loan HK$8.43M · min. income ≈ HK$90,214/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$451,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,459
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$50,997
−HK$1,563/mo
Today · 4.125%
HK$52,560
baseline
▲ 0.50% · 4.625%
HK$55,758
+HK$3,198/mo
Deposit HK$1.20M · loan HK$10.84M · min. income ≈ HK$105,120/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$451,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,022
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$56,498
−HK$1,497/mo
Today · 4.125%
HK$57,995
baseline
▲ 0.50% · 4.625%
HK$61,052
+HK$3,057/mo
Deposit HK$1.20M · loan HK$10.84M · min. income ≈ HK$115,990/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$451,875 · Scale 2, in force from 26 Feb 2026)