LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,481
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$28,336
−HK$868/mo
Today · 4.125%
HK$29,204
baseline
▲ 0.50% · 4.625%
HK$30,981
+HK$1,777/mo
Deposit HK$6.03M · loan HK$6.03M · min. income ≈ HK$58,408/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$451,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,572
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$31,392
−HK$832/mo
Today · 4.125%
HK$32,224
baseline
▲ 0.50% · 4.625%
HK$33,923
+HK$1,699/mo
Deposit HK$6.03M · loan HK$6.03M · min. income ≈ HK$64,448/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$451,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,977
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$34,003
−HK$1,042/mo
Today · 4.125%
HK$35,045
baseline
▲ 0.50% · 4.625%
HK$37,178
+HK$2,133/mo
Deposit HK$4.82M · loan HK$7.23M · min. income ≈ HK$70,090/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$451,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,687
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,671
−HK$998/mo
Today · 4.125%
HK$38,669
baseline
▲ 0.50% · 4.625%
HK$40,707
+HK$2,038/mo
Deposit HK$4.82M · loan HK$7.23M · min. income ≈ HK$77,338/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$451,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,473
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$39,670
−HK$1,216/mo
Today · 4.125%
HK$40,886
baseline
▲ 0.50% · 4.625%
HK$43,374
+HK$2,488/mo
Deposit HK$3.62M · loan HK$8.44M · min. income ≈ HK$81,772/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$451,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,801
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$43,949
−HK$1,165/mo
Today · 4.125%
HK$45,114
baseline
▲ 0.50% · 4.625%
HK$47,492
+HK$2,378/mo
Deposit HK$3.62M · loan HK$8.44M · min. income ≈ HK$90,228/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$451,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,466
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$51,005
−HK$1,563/mo
Today · 4.125%
HK$52,568
baseline
▲ 0.50% · 4.625%
HK$55,766
+HK$3,198/mo
Deposit HK$1.21M · loan HK$10.85M · min. income ≈ HK$105,136/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$451,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,030
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$56,506
−HK$1,497/mo
Today · 4.125%
HK$58,003
baseline
▲ 0.50% · 4.625%
HK$61,061
+HK$3,058/mo
Deposit HK$1.21M · loan HK$10.85M · min. income ≈ HK$116,006/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$451,940 · Scale 2, in force from 26 Feb 2026)