LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,483
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$28,337
−HK$869/mo
Today · 4.125%
HK$29,206
baseline
▲ 0.50% · 4.625%
HK$30,983
+HK$1,777/mo
Deposit HK$6.03M · loan HK$6.03M · min. income ≈ HK$58,412/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$451,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,574
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$31,394
−HK$832/mo
Today · 4.125%
HK$32,226
baseline
▲ 0.50% · 4.625%
HK$33,925
+HK$1,699/mo
Deposit HK$6.03M · loan HK$6.03M · min. income ≈ HK$64,452/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$451,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,979
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$34,005
−HK$1,042/mo
Today · 4.125%
HK$35,047
baseline
▲ 0.50% · 4.625%
HK$37,180
+HK$2,133/mo
Deposit HK$4.82M · loan HK$7.23M · min. income ≈ HK$70,094/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$451,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,689
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,673
−HK$998/mo
Today · 4.125%
HK$38,671
baseline
▲ 0.50% · 4.625%
HK$40,709
+HK$2,038/mo
Deposit HK$4.82M · loan HK$7.23M · min. income ≈ HK$77,342/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$451,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,476
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$39,672
−HK$1,216/mo
Today · 4.125%
HK$40,888
baseline
▲ 0.50% · 4.625%
HK$43,376
+HK$2,488/mo
Deposit HK$3.62M · loan HK$8.44M · min. income ≈ HK$81,776/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$451,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,804
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$43,952
−HK$1,164/mo
Today · 4.125%
HK$45,116
baseline
▲ 0.50% · 4.625%
HK$47,494
+HK$2,378/mo
Deposit HK$3.62M · loan HK$8.44M · min. income ≈ HK$90,232/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$451,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,469
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$51,007
−HK$1,564/mo
Today · 4.125%
HK$52,571
baseline
▲ 0.50% · 4.625%
HK$55,770
+HK$3,199/mo
Deposit HK$1.21M · loan HK$10.85M · min. income ≈ HK$105,142/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$451,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,033
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$56,509
−HK$1,498/mo
Today · 4.125%
HK$58,007
baseline
▲ 0.50% · 4.625%
HK$61,064
+HK$3,057/mo
Deposit HK$1.21M · loan HK$10.85M · min. income ≈ HK$116,014/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$451,965 · Scale 2, in force from 26 Feb 2026)