LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,484
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$28,339
−HK$869/mo
Today · 4.125%
HK$29,208
baseline
▲ 0.50% · 4.625%
HK$30,985
+HK$1,777/mo
Deposit HK$6.03M · loan HK$6.03M · min. income ≈ HK$58,416/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$451,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,576
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$31,396
−HK$832/mo
Today · 4.125%
HK$32,228
baseline
▲ 0.50% · 4.625%
HK$33,927
+HK$1,699/mo
Deposit HK$6.03M · loan HK$6.03M · min. income ≈ HK$64,456/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$451,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,981
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$34,007
−HK$1,042/mo
Today · 4.125%
HK$35,049
baseline
▲ 0.50% · 4.625%
HK$37,182
+HK$2,133/mo
Deposit HK$4.82M · loan HK$7.23M · min. income ≈ HK$70,098/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$451,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,691
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,675
−HK$998/mo
Today · 4.125%
HK$38,673
baseline
▲ 0.50% · 4.625%
HK$40,712
+HK$2,039/mo
Deposit HK$4.82M · loan HK$7.23M · min. income ≈ HK$77,346/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$451,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,478
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$39,675
−HK$1,216/mo
Today · 4.125%
HK$40,891
baseline
▲ 0.50% · 4.625%
HK$43,379
+HK$2,488/mo
Deposit HK$3.62M · loan HK$8.44M · min. income ≈ HK$81,782/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$451,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,806
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$43,954
−HK$1,165/mo
Today · 4.125%
HK$45,119
baseline
▲ 0.50% · 4.625%
HK$47,497
+HK$2,378/mo
Deposit HK$3.62M · loan HK$8.44M · min. income ≈ HK$90,238/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$451,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,471
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$51,010
−HK$1,564/mo
Today · 4.125%
HK$52,574
baseline
▲ 0.50% · 4.625%
HK$55,773
+HK$3,199/mo
Deposit HK$1.21M · loan HK$10.85M · min. income ≈ HK$105,148/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$451,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,037
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$56,513
−HK$1,497/mo
Today · 4.125%
HK$58,010
baseline
▲ 0.50% · 4.625%
HK$61,068
+HK$3,058/mo
Deposit HK$1.21M · loan HK$10.85M · min. income ≈ HK$116,020/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$451,992 · Scale 2, in force from 26 Feb 2026)