LTV · monthly repayment
▼ 0.50% · 3.625%
HK$274,857
−HK$17,236/mo
▼ 0.25% · 3.875%
HK$283,407
−HK$8,686/mo
Today · 4.125%
HK$292,093
baseline
▲ 0.50% · 4.625%
HK$309,866
+HK$17,773/mo
Deposit HK$60.27M · loan HK$60.27M · min. income ≈ HK$584,186/mo (50% DSR)
Upfront cash ≈ HK$68.10M (deposit + AVD stamp duty HK$7,834,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,776
−HK$16,520/mo
▼ 0.25% · 3.875%
HK$313,976
−HK$8,320/mo
Today · 4.125%
HK$322,296
baseline
▲ 0.50% · 4.625%
HK$339,285
+HK$16,989/mo
Deposit HK$60.27M · loan HK$60.27M · min. income ≈ HK$644,592/mo (50% DSR)
Upfront cash ≈ HK$68.10M (deposit + AVD stamp duty HK$7,834,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$329,829
−HK$20,683/mo
▼ 0.25% · 3.875%
HK$340,088
−HK$10,424/mo
Today · 4.125%
HK$350,512
baseline
▲ 0.50% · 4.625%
HK$371,839
+HK$21,327/mo
Deposit HK$48.22M · loan HK$72.32M · min. income ≈ HK$701,024/mo (50% DSR)
Upfront cash ≈ HK$56.05M (deposit + AVD stamp duty HK$7,834,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$366,931
−HK$19,824/mo
▼ 0.25% · 3.875%
HK$376,772
−HK$9,983/mo
Today · 4.125%
HK$386,755
baseline
▲ 0.50% · 4.625%
HK$407,141
+HK$20,386/mo
Deposit HK$48.22M · loan HK$72.32M · min. income ≈ HK$773,510/mo (50% DSR)
Upfront cash ≈ HK$56.05M (deposit + AVD stamp duty HK$7,834,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$384,800
−HK$24,130/mo
▼ 0.25% · 3.875%
HK$396,769
−HK$12,161/mo
Today · 4.125%
HK$408,930
baseline
▲ 0.50% · 4.625%
HK$433,813
+HK$24,883/mo
Deposit HK$36.16M · loan HK$84.38M · min. income ≈ HK$817,860/mo (50% DSR)
Upfront cash ≈ HK$44.00M (deposit + AVD stamp duty HK$7,834,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$428,086
−HK$23,128/mo
▼ 0.25% · 3.875%
HK$439,567
−HK$11,647/mo
Today · 4.125%
HK$451,214
baseline
▲ 0.50% · 4.625%
HK$474,998
+HK$23,784/mo
Deposit HK$36.16M · loan HK$84.38M · min. income ≈ HK$902,428/mo (50% DSR)
Upfront cash ≈ HK$44.00M (deposit + AVD stamp duty HK$7,834,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$494,743
−HK$31,024/mo
▼ 0.25% · 3.875%
HK$510,132
−HK$15,635/mo
Today · 4.125%
HK$525,767
baseline
▲ 0.50% · 4.625%
HK$557,759
+HK$31,992/mo
Deposit HK$12.05M · loan HK$108.48M · min. income ≈ HK$1,051,534/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$7,834,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$550,396
−HK$29,737/mo
▼ 0.25% · 3.875%
HK$565,158
−HK$14,975/mo
Today · 4.125%
HK$580,133
baseline
▲ 0.50% · 4.625%
HK$610,712
+HK$30,579/mo
Deposit HK$12.05M · loan HK$108.48M · min. income ≈ HK$1,160,266/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$7,834,957 · Scale 2, in force from 26 Feb 2026)