LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,490
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$28,345
−HK$869/mo
Today · 4.125%
HK$29,214
baseline
▲ 0.50% · 4.625%
HK$30,992
+HK$1,778/mo
Deposit HK$6.03M · loan HK$6.03M · min. income ≈ HK$58,428/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$452,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,583
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$31,403
−HK$832/mo
Today · 4.125%
HK$32,235
baseline
▲ 0.50% · 4.625%
HK$33,934
+HK$1,699/mo
Deposit HK$6.03M · loan HK$6.03M · min. income ≈ HK$64,470/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$452,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,988
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,015
−HK$1,042/mo
Today · 4.125%
HK$35,057
baseline
▲ 0.50% · 4.625%
HK$37,190
+HK$2,133/mo
Deposit HK$4.82M · loan HK$7.23M · min. income ≈ HK$70,114/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$452,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,699
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,684
−HK$998/mo
Today · 4.125%
HK$38,682
baseline
▲ 0.50% · 4.625%
HK$40,721
+HK$2,039/mo
Deposit HK$4.82M · loan HK$7.23M · min. income ≈ HK$77,364/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$452,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,486
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$39,684
−HK$1,216/mo
Today · 4.125%
HK$40,900
baseline
▲ 0.50% · 4.625%
HK$43,389
+HK$2,489/mo
Deposit HK$3.62M · loan HK$8.44M · min. income ≈ HK$81,800/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$452,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,816
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$43,964
−HK$1,165/mo
Today · 4.125%
HK$45,129
baseline
▲ 0.50% · 4.625%
HK$47,508
+HK$2,379/mo
Deposit HK$3.62M · loan HK$8.44M · min. income ≈ HK$90,258/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$452,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,483
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$51,022
−HK$1,564/mo
Today · 4.125%
HK$52,586
baseline
▲ 0.50% · 4.625%
HK$55,785
+HK$3,199/mo
Deposit HK$1.21M · loan HK$10.85M · min. income ≈ HK$105,172/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,049
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$56,525
−HK$1,498/mo
Today · 4.125%
HK$58,023
baseline
▲ 0.50% · 4.625%
HK$61,081
+HK$3,058/mo
Deposit HK$1.21M · loan HK$10.85M · min. income ≈ HK$116,046/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,093 · Scale 2, in force from 26 Feb 2026)