LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,492
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$28,347
−HK$869/mo
Today · 4.125%
HK$29,216
baseline
▲ 0.50% · 4.625%
HK$30,994
+HK$1,778/mo
Deposit HK$6.03M · loan HK$6.03M · min. income ≈ HK$58,432/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$452,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,585
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$31,405
−HK$832/mo
Today · 4.125%
HK$32,237
baseline
▲ 0.50% · 4.625%
HK$33,936
+HK$1,699/mo
Deposit HK$6.03M · loan HK$6.03M · min. income ≈ HK$64,474/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$452,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,990
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,017
−HK$1,042/mo
Today · 4.125%
HK$35,059
baseline
▲ 0.50% · 4.625%
HK$37,193
+HK$2,134/mo
Deposit HK$4.82M · loan HK$7.23M · min. income ≈ HK$70,118/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$452,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,702
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,686
−HK$998/mo
Today · 4.125%
HK$38,684
baseline
▲ 0.50% · 4.625%
HK$40,724
+HK$2,040/mo
Deposit HK$4.82M · loan HK$7.23M · min. income ≈ HK$77,368/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$452,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,489
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$39,686
−HK$1,216/mo
Today · 4.125%
HK$40,902
baseline
▲ 0.50% · 4.625%
HK$43,391
+HK$2,489/mo
Deposit HK$3.62M · loan HK$8.44M · min. income ≈ HK$81,804/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$452,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,818
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$43,967
−HK$1,165/mo
Today · 4.125%
HK$45,132
baseline
▲ 0.50% · 4.625%
HK$47,511
+HK$2,379/mo
Deposit HK$3.62M · loan HK$8.44M · min. income ≈ HK$90,264/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$452,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,486
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$51,025
−HK$1,564/mo
Today · 4.125%
HK$52,589
baseline
▲ 0.50% · 4.625%
HK$55,789
+HK$3,200/mo
Deposit HK$1.21M · loan HK$10.85M · min. income ≈ HK$105,178/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,052
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$56,529
−HK$1,498/mo
Today · 4.125%
HK$58,027
baseline
▲ 0.50% · 4.625%
HK$61,085
+HK$3,058/mo
Deposit HK$1.21M · loan HK$10.85M · min. income ≈ HK$116,054/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,121 · Scale 2, in force from 26 Feb 2026)