LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,493
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$28,348
−HK$869/mo
Today · 4.125%
HK$29,217
baseline
▲ 0.50% · 4.625%
HK$30,995
+HK$1,778/mo
Deposit HK$6.03M · loan HK$6.03M · min. income ≈ HK$58,434/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$452,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,586
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$31,406
−HK$832/mo
Today · 4.125%
HK$32,238
baseline
▲ 0.50% · 4.625%
HK$33,937
+HK$1,699/mo
Deposit HK$6.03M · loan HK$6.03M · min. income ≈ HK$64,476/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$452,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,991
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,018
−HK$1,042/mo
Today · 4.125%
HK$35,060
baseline
▲ 0.50% · 4.625%
HK$37,194
+HK$2,134/mo
Deposit HK$4.82M · loan HK$7.23M · min. income ≈ HK$70,120/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$452,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,703
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,687
−HK$999/mo
Today · 4.125%
HK$38,686
baseline
▲ 0.50% · 4.625%
HK$40,725
+HK$2,039/mo
Deposit HK$4.82M · loan HK$7.23M · min. income ≈ HK$77,372/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$452,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,490
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$39,687
−HK$1,217/mo
Today · 4.125%
HK$40,904
baseline
▲ 0.50% · 4.625%
HK$43,393
+HK$2,489/mo
Deposit HK$3.62M · loan HK$8.44M · min. income ≈ HK$81,808/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$452,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,820
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$43,968
−HK$1,165/mo
Today · 4.125%
HK$45,133
baseline
▲ 0.50% · 4.625%
HK$47,512
+HK$2,379/mo
Deposit HK$3.62M · loan HK$8.44M · min. income ≈ HK$90,266/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$452,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,487
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$51,027
−HK$1,564/mo
Today · 4.125%
HK$52,591
baseline
▲ 0.50% · 4.625%
HK$55,791
+HK$3,200/mo
Deposit HK$1.21M · loan HK$10.85M · min. income ≈ HK$105,182/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,054
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$56,531
−HK$1,497/mo
Today · 4.125%
HK$58,028
baseline
▲ 0.50% · 4.625%
HK$61,087
+HK$3,059/mo
Deposit HK$1.21M · loan HK$10.85M · min. income ≈ HK$116,056/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,136 · Scale 2, in force from 26 Feb 2026)