LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,496
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$28,351
−HK$869/mo
Today · 4.125%
HK$29,220
baseline
▲ 0.50% · 4.625%
HK$30,998
+HK$1,778/mo
Deposit HK$6.03M · loan HK$6.03M · min. income ≈ HK$58,440/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$452,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,589
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$31,409
−HK$832/mo
Today · 4.125%
HK$32,241
baseline
▲ 0.50% · 4.625%
HK$33,941
+HK$1,700/mo
Deposit HK$6.03M · loan HK$6.03M · min. income ≈ HK$64,482/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$452,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,995
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,021
−HK$1,043/mo
Today · 4.125%
HK$35,064
baseline
▲ 0.50% · 4.625%
HK$37,197
+HK$2,133/mo
Deposit HK$4.82M · loan HK$7.23M · min. income ≈ HK$70,128/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$452,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,706
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,691
−HK$998/mo
Today · 4.125%
HK$38,689
baseline
▲ 0.50% · 4.625%
HK$40,729
+HK$2,040/mo
Deposit HK$4.82M · loan HK$7.23M · min. income ≈ HK$77,378/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$452,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,494
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$39,691
−HK$1,217/mo
Today · 4.125%
HK$40,908
baseline
▲ 0.50% · 4.625%
HK$43,397
+HK$2,489/mo
Deposit HK$3.62M · loan HK$8.44M · min. income ≈ HK$81,816/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$452,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,824
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$43,973
−HK$1,165/mo
Today · 4.125%
HK$45,138
baseline
▲ 0.50% · 4.625%
HK$47,517
+HK$2,379/mo
Deposit HK$3.62M · loan HK$8.44M · min. income ≈ HK$90,276/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$452,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,492
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$51,032
−HK$1,564/mo
Today · 4.125%
HK$52,596
baseline
▲ 0.50% · 4.625%
HK$55,796
+HK$3,200/mo
Deposit HK$1.21M · loan HK$10.85M · min. income ≈ HK$105,192/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,059
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$56,536
−HK$1,498/mo
Today · 4.125%
HK$58,034
baseline
▲ 0.50% · 4.625%
HK$61,093
+HK$3,059/mo
Deposit HK$1.21M · loan HK$10.85M · min. income ≈ HK$116,068/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,180 · Scale 2, in force from 26 Feb 2026)