LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,496
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$28,351
−HK$869/mo
Today · 4.125%
HK$29,220
baseline
▲ 0.50% · 4.625%
HK$30,998
+HK$1,778/mo
Deposit HK$6.03M · loan HK$6.03M · min. income ≈ HK$58,440/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$452,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,589
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,409
−HK$833/mo
Today · 4.125%
HK$32,242
baseline
▲ 0.50% · 4.625%
HK$33,941
+HK$1,699/mo
Deposit HK$6.03M · loan HK$6.03M · min. income ≈ HK$64,484/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$452,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,995
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,022
−HK$1,042/mo
Today · 4.125%
HK$35,064
baseline
▲ 0.50% · 4.625%
HK$37,198
+HK$2,134/mo
Deposit HK$4.82M · loan HK$7.23M · min. income ≈ HK$70,128/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$452,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,707
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,691
−HK$999/mo
Today · 4.125%
HK$38,690
baseline
▲ 0.50% · 4.625%
HK$40,729
+HK$2,039/mo
Deposit HK$4.82M · loan HK$7.23M · min. income ≈ HK$77,380/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$452,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,494
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$39,692
−HK$1,216/mo
Today · 4.125%
HK$40,908
baseline
▲ 0.50% · 4.625%
HK$43,398
+HK$2,490/mo
Deposit HK$3.62M · loan HK$8.44M · min. income ≈ HK$81,816/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$452,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,825
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$43,973
−HK$1,165/mo
Today · 4.125%
HK$45,138
baseline
▲ 0.50% · 4.625%
HK$47,518
+HK$2,380/mo
Deposit HK$3.62M · loan HK$8.44M · min. income ≈ HK$90,276/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$452,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,493
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$51,032
−HK$1,564/mo
Today · 4.125%
HK$52,596
baseline
▲ 0.50% · 4.625%
HK$55,797
+HK$3,201/mo
Deposit HK$1.21M · loan HK$10.85M · min. income ≈ HK$105,192/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,060
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$56,537
−HK$1,498/mo
Today · 4.125%
HK$58,035
baseline
▲ 0.50% · 4.625%
HK$61,094
+HK$3,059/mo
Deposit HK$1.21M · loan HK$10.85M · min. income ≈ HK$116,070/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,187 · Scale 2, in force from 26 Feb 2026)