LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,497
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$28,352
−HK$869/mo
Today · 4.125%
HK$29,221
baseline
▲ 0.50% · 4.625%
HK$30,999
+HK$1,778/mo
Deposit HK$6.03M · loan HK$6.03M · min. income ≈ HK$58,442/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$452,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,590
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,411
−HK$832/mo
Today · 4.125%
HK$32,243
baseline
▲ 0.50% · 4.625%
HK$33,943
+HK$1,700/mo
Deposit HK$6.03M · loan HK$6.03M · min. income ≈ HK$64,486/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$452,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,997
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,023
−HK$1,043/mo
Today · 4.125%
HK$35,066
baseline
▲ 0.50% · 4.625%
HK$37,199
+HK$2,133/mo
Deposit HK$4.82M · loan HK$7.24M · min. income ≈ HK$70,132/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$452,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,708
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,693
−HK$999/mo
Today · 4.125%
HK$38,692
baseline
▲ 0.50% · 4.625%
HK$40,731
+HK$2,039/mo
Deposit HK$4.82M · loan HK$7.24M · min. income ≈ HK$77,384/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$452,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,496
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$39,693
−HK$1,217/mo
Today · 4.125%
HK$40,910
baseline
▲ 0.50% · 4.625%
HK$43,399
+HK$2,489/mo
Deposit HK$3.62M · loan HK$8.44M · min. income ≈ HK$81,820/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$452,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,826
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$43,975
−HK$1,165/mo
Today · 4.125%
HK$45,140
baseline
▲ 0.50% · 4.625%
HK$47,520
+HK$2,380/mo
Deposit HK$3.62M · loan HK$8.44M · min. income ≈ HK$90,280/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$452,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,495
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$51,034
−HK$1,565/mo
Today · 4.125%
HK$52,599
baseline
▲ 0.50% · 4.625%
HK$55,799
+HK$3,200/mo
Deposit HK$1.21M · loan HK$10.85M · min. income ≈ HK$105,198/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,063
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$56,539
−HK$1,498/mo
Today · 4.125%
HK$58,037
baseline
▲ 0.50% · 4.625%
HK$61,097
+HK$3,060/mo
Deposit HK$1.21M · loan HK$10.85M · min. income ≈ HK$116,074/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,205 · Scale 2, in force from 26 Feb 2026)