LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,499
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$28,354
−HK$869/mo
Today · 4.125%
HK$29,223
baseline
▲ 0.50% · 4.625%
HK$31,002
+HK$1,779/mo
Deposit HK$6.03M · loan HK$6.03M · min. income ≈ HK$58,446/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$452,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,592
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,413
−HK$832/mo
Today · 4.125%
HK$32,245
baseline
▲ 0.50% · 4.625%
HK$33,945
+HK$1,700/mo
Deposit HK$6.03M · loan HK$6.03M · min. income ≈ HK$64,490/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$452,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,999
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,025
−HK$1,043/mo
Today · 4.125%
HK$35,068
baseline
▲ 0.50% · 4.625%
HK$37,202
+HK$2,134/mo
Deposit HK$4.82M · loan HK$7.24M · min. income ≈ HK$70,136/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$452,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,711
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,695
−HK$999/mo
Today · 4.125%
HK$38,694
baseline
▲ 0.50% · 4.625%
HK$40,734
+HK$2,040/mo
Deposit HK$4.82M · loan HK$7.24M · min. income ≈ HK$77,388/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$452,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,499
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$39,696
−HK$1,217/mo
Today · 4.125%
HK$40,913
baseline
▲ 0.50% · 4.625%
HK$43,402
+HK$2,489/mo
Deposit HK$3.62M · loan HK$8.44M · min. income ≈ HK$81,826/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$452,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,829
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$43,978
−HK$1,165/mo
Today · 4.125%
HK$45,143
baseline
▲ 0.50% · 4.625%
HK$47,523
+HK$2,380/mo
Deposit HK$3.62M · loan HK$8.44M · min. income ≈ HK$90,286/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$452,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,498
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$51,038
−HK$1,564/mo
Today · 4.125%
HK$52,602
baseline
▲ 0.50% · 4.625%
HK$55,803
+HK$3,201/mo
Deposit HK$1.21M · loan HK$10.85M · min. income ≈ HK$105,204/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,066
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$56,543
−HK$1,498/mo
Today · 4.125%
HK$58,041
baseline
▲ 0.50% · 4.625%
HK$61,101
+HK$3,060/mo
Deposit HK$1.21M · loan HK$10.85M · min. income ≈ HK$116,082/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,236 · Scale 2, in force from 26 Feb 2026)