LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,499
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$28,355
−HK$869/mo
Today · 4.125%
HK$29,224
baseline
▲ 0.50% · 4.625%
HK$31,002
+HK$1,778/mo
Deposit HK$6.03M · loan HK$6.03M · min. income ≈ HK$58,448/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$452,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,593
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$31,413
−HK$832/mo
Today · 4.125%
HK$32,245
baseline
▲ 0.50% · 4.625%
HK$33,945
+HK$1,700/mo
Deposit HK$6.03M · loan HK$6.03M · min. income ≈ HK$64,490/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$452,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,999
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,025
−HK$1,043/mo
Today · 4.125%
HK$35,068
baseline
▲ 0.50% · 4.625%
HK$37,202
+HK$2,134/mo
Deposit HK$4.82M · loan HK$7.24M · min. income ≈ HK$70,136/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$452,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,711
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,696
−HK$998/mo
Today · 4.125%
HK$38,694
baseline
▲ 0.50% · 4.625%
HK$40,734
+HK$2,040/mo
Deposit HK$4.82M · loan HK$7.24M · min. income ≈ HK$77,388/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$452,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,499
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$39,696
−HK$1,217/mo
Today · 4.125%
HK$40,913
baseline
▲ 0.50% · 4.625%
HK$43,403
+HK$2,490/mo
Deposit HK$3.62M · loan HK$8.44M · min. income ≈ HK$81,826/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$452,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,830
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$43,978
−HK$1,166/mo
Today · 4.125%
HK$45,144
baseline
▲ 0.50% · 4.625%
HK$47,523
+HK$2,379/mo
Deposit HK$3.62M · loan HK$8.44M · min. income ≈ HK$90,288/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$452,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,499
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$51,038
−HK$1,565/mo
Today · 4.125%
HK$52,603
baseline
▲ 0.50% · 4.625%
HK$55,803
+HK$3,200/mo
Deposit HK$1.21M · loan HK$10.85M · min. income ≈ HK$105,206/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,067
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$56,543
−HK$1,499/mo
Today · 4.125%
HK$58,042
baseline
▲ 0.50% · 4.625%
HK$61,101
+HK$3,059/mo
Deposit HK$1.21M · loan HK$10.85M · min. income ≈ HK$116,084/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,239 · Scale 2, in force from 26 Feb 2026)